Blog/Pan Card

How To Apply For PAN Card Online: Step-by-Step Guide

blog image

2025-05-06

Applying for a Permanent Account Number (PAN) card online in India has become a streamlined process, thanks to digital platforms like Protean eGov Technologies Limited (formerly NSDL) and UTI Infrastructure Technology Services Limited (UTIITSL). This guide offers a comprehensive step-by-step approach to applying for a PAN card online, ensuring you know the process, requirements, and benefits associated with it.

What is a PAN Card?

The Income Tax Department of India issues PAN cards, which are 10-digit alphanumeric identification cards. It is an essential document for a number of financial operations, such as applying for loans, creating bank accounts, and completing income tax reports. For people and organizations conducting financial transactions in India, having a PAN card is necessary.

Eligibility for PAN Card Application

Before initiating the online PAN card application, ensure you meet the following eligibility criteria:

  • Indian Citizens: Individuals residing in India, including minors and students.
  • Non-Resident Indians (NRIs): Indian citizens residing abroad.
  • Foreign Nationals: Foreign citizens conducting business or financial transactions in India.
  • Entities: Companies, partnerships, trusts, and other organizations operating in India.

How to Apply for PAN Card Online: Step-by-Step Guide

Option 1: Through Protean eGov Technologies Limited (formerly NSDL)

  1. Visit the Official Website: Navigate to the Protean PAN Services Portal.
  2. Select Application Type: Choose 'New PAN - Indian Citizen (Form 49A)' or 'New PAN - Foreign Citizen (Form 49AA)'.
  3. Fill in Personal Details: Enter your name, date of birth, email ID, and mobile number.
  4. Generate Token Number: A token number will be produced and emailed to you after submission.
  5. Complete the Application Form: Click 'Continue with PAN Application Form' and enter your address, Aadhaar number (if applicable), and other details.
  6. Upload Documents: Upload scanned copies of required identity, address, and DOB documents.
  7. Payment: Pay the fee using a demand draft, net banking, or debit/credit card.
  8. Submit Application: After payment, submit the application via Aadhaar e-sign or physical document submission.
  9. Acknowledgment: An acknowledgment receipt will be generated. Keep it for future reference.

Option 2: Through UTI Infrastructure Technology Services Limited (UTIITSL)

  1. Visit the Official Website: Go to the UTIITSL PAN Services Portal.
  2. Select Application Type: Choose 'Apply for New PAN Card (Form 49A)' or 'Form 49AA'.
  3. Fill in Personal Details: Enter your name, contact information, and date of birth.
  4. Upload Documents: Upload scanned copies of required documents for ID, address, and DOB.
  5. Payment: Pay the application fee online.
  6. Submit Application: Submit using Aadhaar e-sign or by sending documents physically.
  7. Acknowledgment: An acknowledgment receipt will be generated. Save it for reference.

Documents Required for PAN Card Application

Make sure you have the below documents ready for a smooth application process:

  • Proof of Identity (POI): Aadhaar card, voter ID, passport, driving license, or any government-issued ID.
  • Proof of Address (POA): Aadhaar card, passport, utility bills, bank statements, or rental agreement.
  • Proof of Date of Birth (DOB): Passport, birth certificate, matriculation certificate, or Aadhaar card.
  • Photograph: Recent passport-sized color photograph (for physical submission).

Processing Time

Once the application is submitted and documents are verified, the PAN card is typically dispatched within 15 working days. Applicants can track their application's status on the respective portals using the acknowledgment number.

Importance of PAN Card in Financial Activities

A PAN card is crucial for various financial transactions, including:

  • Opening Bank Accounts: Mandatory for opening savings or current accounts.
  • Filing Income Tax Returns: Essential for tax filings and refunds.
  • Applying for Loans: Required when applying for loans through platforms like Kissht, an online loan app offering instant loans.
  • Large Financial Transactions: Necessary for transactions above ₹50,000, such as purchasing property or vehicles.

Updating or Correcting PAN Details

If you need to update or correct details on your PAN card, you can do so through the same portals:

  • Protean eGov Technologies Limited: Visit the Protean PAN Services Portal.
  • UTIITSL: Go to the UTIITSL PAN Services Portal.

Fill out the appropriate form, submit the necessary documents, and pay the applicable fee to initiate the correction process.

Tips for a Smooth PAN Card Application Process

  • Ensure Accuracy: Check all information entered in the application form.
  • Valid Contact Details: Provide a valid email ID and mobile number for communication.
  • Document Clarity: Ensure documents are clear and legible.
  • Track Application: Use the acknowledgment number to track your application status online.

Conclusion

The procedure of applying for a PAN card online is simple and can be done from the convenience of your home. Whether you're an individual, NRI, or foreign national, the digital platforms provided by Protean eGov Technologies Limited and UTIITSL make the application process efficient and user-friendly.

Possessing a PAN card is essential for engaging in financial activities in India, including accessing services from loan apps like Kissht, which offer instant loans to eligible applicants.

For more information and to begin your application, visit the official portals of Protean eGov Technologies Limited and UTIITSL.