Important: Your security is paramount to us. Protect yourself from financial fraud. Learn more

Personal Loans for all your needs!

  • Lowest interest starting at 14%
  • Up to 6 Lakhs.
  • Easy repayment over 36 months.
  • 100% Digital verification.

Don’t postpone your happiness!

Line Of Credit | Credit QR based Limit | Credit for Small Business Purchases

Buy a new product or tackle unexpected financial needs with Kissht – India’s fastest credit lending app. Experience a truly digitized credit lending facility with repayment in easy & hassle-free EMIs.

A revolving line of credit for all your needs!

Avail within 5 mins from the Kissht App!

  • Instant eligibility check

  • Amount is credited into your bank account in 5 mins

  • Only Aadhaar Card required

  • 100% digital process


How it works?



Download & Apply

Download the Kissht App & select the FastCash option



Upload Aadhaar Card

Upload KYC details and upload a photocopy of your Aadhaar Card



Loan Disbursal

Voila! On Instant eligibility check, the amount gets credited within 5 minutes to your bank account

Make purchase of day to day inventory & stocks easily with Kissht

Enjoy online shopping with the coupled benefit of Kissht’s hassle-free EMI options without needing Credit Card


Credit for purchases of tools and equipment for your trade.


Use the Kissht Credit QR for seamlessly accepting payments from your customers


Use the Kissht credit for stocking up your inventory


Your customers can use the Kissht Credit for making purchases at your shop

Features you can’t say no to!

Multiple usage options

Choose and shop products from our wide range of merchants.

Instant Approval

Get instant approval and quick disbursal

Attractive Interest Rates

Reasonable interest rates so that you don’t have to think twice.

Flexible Tenure

Freedom to choose your repayment tenure.

Multiple Repayment Options

Repay your loan easily with our multiple repayment options.

100% Digital Process

Truly digital process with no paperwork

Debt Partners

Download the Kissht App

Download the Kissht App now to shop with our 50+ online partners and 3000+ offline stores across the country. You can upload your documents digitally, make repayments, and view your loan details using the app itself. You can also chat with us directly in a single click using the App.

What our customers say

Always looking for better ways to do things, innovate and help people achieve their goals.

Vivek Steyn

Smooth experience while using the app and quick money disbursement process makes all efforts seamless. No wonder Kissht is one of the best trustworthy loan providers.

Jeevanantham Karuppiah

It's one of the best apps for loans. An easy way to get approval and fast amount disbursement.. within minutes. that's the main reason I gave 5 stars.

Shri Reddy

This app helps a lot for financially struggling people I have already solved many problems with this app, I suggest this app to everyone.

Pronab Sahu

This app very nice and good service, I use this app the same day I have received the loan amount...Thanks a lot, Kissht. 💯💯

Nimi Sangeeth

When we need some money urgently, this helps us a lot.we can repay and take it back immediately..nice app.. trustworthy

Amit Tyagi

Very fantastic application less paperwork & money disbursed into few mints in your account. With low interest

Harsha Choudhary

Nice application. Easy to get cash and return methods also. Even they increase the limit after repaying it on time.

Ravi Kumar

Kissht App is very good when nobody helped me then This app helped me. Thanks, Guys

Nilesh Ghag

I needed money desperately for medical and I got help from kissht... Thank much...

10 M+
App downloads

3.5 M+
Happy Customers

Rating on Google Play

Our Partners

With our ever-growing family of 500+ online and 3000+ offline partners, you can find the product you’ve been looking for!