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Medical Loan

When health emergencies strike, waiting isn’t an option. That’s where a medical loan steps in—offering fast financial help for sudden treatments, procedures, or hospitalisations. If you’ve ever wondered what a medical loan is, think of it as a personal loan specifically meant to cover medical expenses. It helps you act fast when every second counts.

No long waits, no added stress—just swift support when you need it most. Download the Kissht app and apply for an emergency medical loan in minutes.

Medical LoanFeatures & Benefits

Instant Loans Up to ₹5 Lakhs

Get your personal loan approved in 5 minutes with Kissht.

No Collateral Required

Get a medical loan from Kissht - no assets needed.

Digital Bank Transfer

Instant medical loan disbursed directly to your bank.

100% Digital Process

Fully digital medical loan application with Kissht.

Minimal Documentation

Quick medical loan with minimal paperwork required.

Affordable Interest Rates

Get care without compromise—thanks to competitive medical loan interest rates.

How To Apply for Kissht Personal loan?

Verify Mobile Number

Enter your number on the Kissht app, receive an OTP, and verify.

Enter Basic Details

Fill in your name, DOB, address, and employment details accurately.

Complete Digital KYC

Upload your PAN and Aadhar for quick verification.

Get your Loan

Upon approval, funds are instantly transferred to your account.

Eligibility Criteria

Nationality: Indian citizen

Age: Between 21 and 60 years.

Documentation: Selfie, PAN Card, and Aadhaar Card.

Income Proof: Required only for select high-value loans based on credit profile.

Profile: Salaried, Self-Employed, Small business owners & MSMEs

Documents Required for Travel Loans

Basic
details

Aadhaar card & Selfie verification

PAN card of the borrower

Income
details

Kissht Personal Loans when you need them

Frequently Asked Questions?

• Selfie • PAN Card • Aadhar Card (Address Proof)

To complete Digital KYC, only your Aadhaar Card & PAN Card are required.

Income Proof is not required for all customers. Only for some high-value loans, depending on customer’s credit profile, he/she may be asked to submit Income Proof by linking his bank account or via PDF Bank statement so that the bank statement can be fetched & verified online.

No, we do not require any security or guarantor to approve your loan. Once we verify your basic information & complete your digital KYC, your loan will be approved by the system, based on profile eligibility.

You cannot extend the tenure after a loan has been approved.

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Kaho YES!