Education Loan - Invest in Knowledge, We'll Handle the Rest

Flexible, low-interest student loans designed to ease the cost of learning.

Overview

When ambition meets opportunity, an education loan helps bridge the gap. Whether it's tuition, books, or living expenses, student loans offer timely support so nothing holds your learning back. It's more than a personal loan—it's a stepping stone to your future.

Looking for flexibility and ease? Discover one of the best student loans options available—simple, fast, and built around your academic goals. Download the Kissht app to apply for an education loan and take the next step in your learning journey.

Education Loan Features & Benefits

Secure Up to ₹5 Lakhs in Minutes

With Kissht, get your personal loan in minutes.

No Collateral Required

No security needed for a student loan.

Digital Bank Transfer

Quick disbursal with an education loan via digital transfer.

100% Digital Process

Apply with ease through our education loan app journey.

Affordable Interest Rates

Enjoy smart borrowing with student loan interest rates that suit you.

Minimal Documentation

Simple process with quick student loans and fewer formalities.

Eligibility Criteria

Criteria Requirement
Nationality Indian citizen
Age Between 21 to 60 years
Documentation Selfie, PAN Card, and Aadhaar Card
Income Proof Required only for select high-value loans based on credit profile
Profile Salaried, Self-Employed, Small business owners & MSMEs

Documents Required for Education Loans

Basic Details

Income Details

Income documentation may be required based on loan profile.

How to Apply for a Personal Loan for Education

To apply for a personal loan for education online through Kissht, follow these steps:

  1. Download the Kissht app from your app store
  2. Verify your mobile number by entering it and confirming the OTP sent to your phone
  3. Provide your basic details such as your name, date of birth, address, and employment information
  4. Complete the digital KYC by uploading your PAN and Aadhaar for fast verification
  5. After approval, the loan amount is instantly transferred to your account

Frequently Asked Questions

What is an Education Loan?

An education loan helps cover the cost of higher studies, including tuition, books, and living expenses. You can apply through the Kissht app. The education loan process is simple, with flexible education loan tenure. Use an education loan EMI calculator to check your repayment options and understand the education loan interest rate.

How Do I Apply for an Education Loan Online?

To apply for an education loan online, start by selecting a trusted platform. You might have to fill out a form with your personal and academic information. Upload the required documents to complete the education loan process. Once approved, the amount is disbursed, and you can track repayments using an education loan EMI calculator.

Can I Get a 100% Education Loan?

Yes, some lenders may offer up to 100% education loan coverage depending on factors like the course, institution, and your credit profile. However, full funding is not guaranteed for everyone and may vary from case to case. It's best to check the education loan eligibility and terms with the lender before applying.

How to Apply for a Personal Loan for Education?

To apply personal loan for education online, follow these steps:

  1. Download the Kissht app from your app store
  2. Verify your mobile number by entering it and confirming the OTP sent to your phone
  3. Provide your basic details such as your name, date of birth, address, and employment information
  4. Complete the digital KYC by uploading your PAN and Aadhaar for fast verification
  5. After approval, the loan amount is instantly transferred to your account

What Documents are Required to Apply for an Education Loan?

To apply for a personal loan for education through our Kissht app, you'll typically need to submit basic personal and academic details. Common requirements include KYC documents like Aadhaar and a selfie, along with your PAN card and income details. Additional paperwork may be requested during the education loan process.

About Kissht

Kissht - Sapno ko Kaho YES!

Rating: 4.6/5

Assets Under Management: ₹5900 Crore+

Customer Base: 11 Million+

*As of December 31, 2025

Contact Information

Email: [email protected]

Phone: 080 44745884 / 080 62816309

Location: Mumbai, Maharashtra

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