Education Loan: Apply for Personal Student Loans Online

Education Loan

When ambition meets opportunity, an education loan helps bridge the gap. Whether it’s tuition, books, or living expenses, student loans offer timely support so nothing holds your learning back. It’s more than a personal loan—it’s a stepping stone to your future.

Looking for flexibility and ease? Discover one of the best student loans options available—simple, fast, and built around your academic goals. Download the Kissht app to apply for an education loan and take the next step in your learning journey.

Education Loan Features & Benefits

Get a Loan up to ₹5 Lakhs Instantly

With Kissht, get your personal loan in minutes.

No Collateral Required

No security needed for a student loan.

Digital Bank Transfer

Quick disbursal with an education loan via digital transfer.

100% Digital Process

Apply with ease through our education loan app journey.

Digital Bank Transfer

Enjoy smart borrowing with student loan interest rates that suit you.

Minimal Documentation

Simple process with quick student loans and fewer formalities.

How To Apply for Kissht Personal loan?

Verify Mobile Number

Enter your number on the Kissht app, receive an OTP, and verify.

Enter Basic Details

Fill in your name, DOB, address, and employment details accurately.

Complete Digital KYC

Upload your PAN and Aadhar for quick verification.

Get your Loan

Upon approval, funds are instantly transferred to your account.

Eligibility Criteria

Nationality: Indian citizen

Age: Between 21 and 60 years.

Documentation: Selfie, PAN Card, and Aadhaar Card.

Income Proof: Required only for select high-value loans based on credit profile.

Profile: Salaried, Self-Employed, Small business owners & MSMEs

Documents Required for Education Loans

Basic
details

Aadhaar card & Selfie verification

PAN card of the borrower

Income
details

Kissht Personal Loans when you need them

Frequently Asked Questions?

An education loan helps cover the cost of higher studies, including tuition, books, and living expenses. You can apply through the Kissht app. The education loan process is simple, with flexible education loan tenure. Use an education loan EMI calculator to check your repayment options and understand the education loan interest rate.

To apply for an education loan online, start by selecting a trusted platform. You might have to fill out a form with your personal and academic information. Upload the required documents to complete the education loan process. Once approved, the amount is disbursed, and you can track repayments using an education loan EMI calculator.

Yes, some lenders may offer up to 100% education loan coverage depending on factors like the course, institution, and your credit profile. However, full funding is not guaranteed for everyone and may vary from case to case. It’s best to check the education loan eligibility and terms with the lender before applying.

To apply personal loan for education online, follow these steps: 1. Download the Kissht app from your app store. 2. Verify your mobile number by entering it and confirming the OTP sent to your phone. 3. Provide your basic details such as your name, date of birth, address, and employment information. 4. Complete the digital KYC by uploading your PAN and Aadhaar for fast verification. 5. After approval, the loan amount is instantly transferred to your account.

To apply for a personal loan for education through our Kissht app, you’ll typically need to submit basic personal and academic details. Common requirements include KYC documents like Aadhaar and a selfie, along with your PAN card and income details. Additional paperwork may be requested during the education loan process.

To apply for a personal loan for education, basic eligibility typically includes being an Indian citizen and aged between 21 and 60 years. You may also need to submit documents like a selfie, PAN card, and Aadhaar card. Additional criteria may apply depending on the student loan criteria and your academic or financial profile.

The education loan interest rate is usually calculated on a reducing balance basis, meaning interest is charged only on the outstanding loan amount. The rate can vary based on the lender, loan amount, and repayment tenure. You can use an education loan EMI calculator to estimate your monthly payments and total interest cost over time.

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