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Education Loan

When ambition meets opportunity, an education loan helps bridge the gap. Whether it’s tuition, books, or living expenses, student loans offer timely support so nothing holds your learning back. It’s more than a personal loan—it’s a stepping stone to your future.

Looking for flexibility and ease? Discover one of the best student loans options available—simple, fast, and built around your academic goals. Download the Kissht app to apply for an education loan and take the next step in your learning journey.

Education Loan Features & Benefits

Get a Loan up to ₹5 Lakhs Instantly

With Kissht, get your personal loan in minutes.

No Collateral Required

No security needed for a student loan.

Digital Bank Transfer

Quick disbursal with an education loan via digital transfer.

100% Digital Process

Apply with ease through our education loan app journey.

Digital Bank Transfer

Enjoy smart borrowing with student loan interest rates that suit you.

Minimal Documentation

Simple process with quick student loans and fewer formalities.

How To Apply for Kissht Personal loan?

Verify Mobile Number

Enter your number on the Kissht app, receive an OTP, and verify.

Enter Basic Details

Fill in your name, DOB, address, and employment details accurately.

Complete Digital KYC

Upload your PAN and Aadhar for quick verification.

Get your Loan

Upon approval, funds are instantly transferred to your account.

Eligibility Criteria

Nationality: Indian citizen

Age: Between 21 and 60 years.

Documentation: Selfie, PAN Card, and Aadhaar Card.

Income Proof: Required only for select high-value loans based on credit profile.

Profile: Salaried, Self-Employed, Small business owners & MSMEs

Documents Required for Education Loans

Basic
details

Aadhaar card & Selfie verification

PAN card of the borrower

Income
details

Kissht Personal Loans when you need them

Frequently Asked Questions?

• Selfie • PAN Card • Aadhar Card (Address Proof)

To complete Digital KYC, only your Aadhaar Card & PAN Card are required.

Income Proof is not required for all customers. Only for some high-value loans, depending on customer’s credit profile, he/she may be asked to submit Income Proof by linking his bank account or via PDF Bank statement so that the bank statement can be fetched & verified online.

No, we do not require any security or guarantor to approve your loan. Once we verify your basic information & complete your digital KYC, your loan will be approved by the system, based on profile eligibility.

You cannot extend the tenure after a loan has been approved.

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