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Emergency Loan

Emergencies come without warning—and sometimes, without time to plan. An emergency loan gives you quick access to funds when you need them most. It’s more than a personal loan—it’s support during life’s urgent moments.

Whether it’s a sudden expense or a time-sensitive need, an urgent loan or instant emergency loan can help you stay on track. With emergency loans online, applying is fast, easy, and designed to help you act without delay. Download the Kissht app and apply for a personal loan.

Emergency Loan Features & Benefits

Get a Loan up to ₹5 Lakhs Instantly

With Kissht, you can avail a personal loan in as little as 5 minutes.

No Collateral Required

No security needed for an instant emergency loan..

100% Digital Process

Apply with ease through our education loan app journey.

Digital Bank Transfer

Funds from your urgent loan go straight to your account.

Affordable Interest Rates

Avail low rates on your personal loan for emergency needs.

Minimal Documentation

Simple process with minimal documents required for personal loan.

How To Apply for Kissht Personal loan?

Verify Mobile Number

Enter your number on the Kissht app, receive an OTP, and verify.

Enter Basic Details

Fill in your name, DOB, address, and employment details accurately.

Complete Digital KYC

Upload your PAN and Aadhar for quick verification.

Get your Loan

Upon approval, funds are instantly transferred to your account.

Eligibility Criteria

Nationality: Indian citizen

Age: Between 21 and 60 years.

Documentation: Selfie, PAN Card, and Aadhaar Card.

Income Proof: Required only for select high-value loans based on credit profile.

Profile: Salaried, Self-Employed, Small business owners & MSMEs

Documents Required for Emergency Loans

Basic
details

Aadhaar card & Selfie verification

PAN card of the borrower

Income
details

Kissht Personal Loans when you need them

Frequently Asked Questions?

• Selfie • PAN Card • Aadhar Card (Address Proof)

To complete Digital KYC, only your Aadhaar Card & PAN Card are required.

Income Proof is not required for all customers. Only for some high-value loans, depending on customer’s credit profile, he/she may be asked to submit Income Proof by linking his bank account or via PDF Bank statement so that the bank statement can be fetched & verified online.

No, we do not require any security or guarantor to approve your loan. Once we verify your basic information & complete your digital KYC, your loan will be approved by the system, based on profile eligibility.

You cannot extend the tenure after a loan has been approved.

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