How to Check PAN-Aadhaar Link Status Online

Linking PAN with Aadhaar has become a standard compliance step for taxpayers and financial consumers in India. Whether you are filing income tax returns, opening financial accounts, or applying for credit, a linked PAN-Aadhaar record ensures that these processes continue smoothly. The Government of India has made it possible to verify this status online through an official portal, removing the need for physical visits or paperwork.

If you want to confirm your PAN-Aadhaar link status, the Income Tax Department provides a simple online facility to do so. A quick check helps avoid last-minute issues during tax filing, banking transactions, or digital financial applications.

Why PAN-Aadhaar Linking Is Important

PAN-Aadhaar linking helps maintain accurate identity records across tax and financial systems. When PAN is not linked with Aadhaar, it may become inoperative, which can affect several services that rely on identity verification.

Many individuals check their PAN-Aadhaar link status before filing returns or completing financial formalities to ensure there are no disruptions. Staying updated prevents delays and unnecessary follow-ups.

How to Check PAN-Aadhaar Link Status Online

You can check your PAN-Aadhaar link status directly on the official Income Tax Department portal.

Steps to follow:

1. Visit the Income Tax e-Filing website
2. Click on the option “Link Aadhaar Status”
3. Enter your PAN and Aadhaar number
4. Submit the details to view the current status

The portal instantly shows whether PAN and Aadhaar are linked, pending, or not linked.

This is the most reliable way to verify your PAN-Aadhaar link status, as the information comes directly from government records.

Verifying Aadhaar Details Before Checking Status

Before checking PAN-Aadhaar status, it is helpful to ensure that Aadhaar details are accurate. This can be done through the official UIDAI website.

Verifying Aadhaar details reduces the chances of mismatch, which is one of the most common reasons linking requests fail.

Common Reasons PAN-Aadhaar Linking Gets Delayed

Some frequent causes include:

• Differences in name spelling between PAN and Aadhaar
• Mismatch in date of birth
• Inactive or incorrect mobile number linked with Aadhaar
• Typographical errors during submission

Ensuring consistency across both records improves the success rate of PAN–Aadhaar linking.

Why PAN-Aadhaar Status Matters for Loans and Financial Services

Most digital financial services rely on PAN-Aadhaar verification. When applying through a personal loan app or opting for personal loan online, identity checks are completed automatically.

If PAN-Aadhaar records are not linked, applications may be delayed. Borrowers often use a personal loan EMI calculator to plan repayments, but approvals depend on verified identity details. Platforms such as Kissht and other regulated lenders require active PAN-Aadhaar linkage to ensure faster processing.

What to Do If PAN and Aadhaar Are Not Linked

If your status shows “not linked”:

1. Log in to the Income Tax e-Filing portal
2. Select the “Link Aadhaar” option
3. Enter PAN and Aadhaar details carefully
4. Pay the applicable fee, if required
5. Submit the request and wait for confirmation

Once completed, you can recheck your PAN-Aadhaar link status on the same portal.

Important Compliance Note

If PAN becomes inoperative due to non-linking, it may affect:

• Income tax return filing
• Banking and financial transactions
• Access to digital credit services

That is why periodic verification of PAN-Aadhaar link status is recommended.

Quick Checklist Before You Check Status

• PAN is active
• Aadhaar details are correct
• Mobile number linked with Aadhaar is accessible
• Personal details match in both records

This ensures accurate results during the status check.

FAQs

How can I check whether PAN is linked with Aadhaar?

You can visit the official Income Tax Department website and use the “Link Aadhaar Status” option to verify the linkage.

What happens if PAN and Aadhaar are not linked?

An unlinked PAN may become inoperative, which can affect tax filing, banking services, and loan applications.

Is checking PAN-Aadhaar status free?

Yes. Checking PAN-Aadhaar link