Need cash fast? Kissht offers instant approval, no paperwork hassle.
Planning a major purchase or facing a financial emergency? A ₹85,000 personal loan from Kissht provides the perfect solution for home renovations, medical expenses, or dream vacations. Get instant approval through our user-friendly app with minimal documentation. Whether it's for planned investments or urgent needs, Kissht makes borrowing simple and stress-free with quick disbursal directly to your account.
No hidden fees or surprise charges.
Loans for all income levels.
Completely digital, zero paperwork process.
Instant loans available across India.
Instant loan approval in minutes.
Personal loans approved and sent instantly.
Calculate loan repayments easily with Kissht.
Upload PAN, Aadhaar, selfie. Zero paperwork hassle.
Calculate your Personal Loan EMI with the following parameters:
| Parameter | Range | Details |
|---|---|---|
| Loan Amount | ₹5,000 - ₹60,00,000 | How much do you need? |
| Rate of Interest | 6% - 36% | Annual Interest Rate |
| Loan Tenure | 3 - 72 months | Repayment Tenure |
For a loan of ₹10,00,000 at 16% per year:
| Component | Amount |
|---|---|
| Principal Amount | ₹10,00,000 |
| Total Interest Charged | ₹47,182 |
| Total Repayment Amount | ₹10,47,182 |
| Monthly EMI | ₹1,74,530 |
| Interest Rate | 16% per year |
Principal vs Interest Breakdown:
Access funds whenever your needs arise.
Dependable lending support you can trust.
Tailor your repayment schedule to match your needs.
End-to-end online loan experience, zero paperwork.
Dedicated support from the Kissht team at every step.
Track your loan progress whenever you need.
Funds for your travel, health, or personal goals.
Instant approved in minutes.
Instant disbursement directly to your bank account.
Check your credit score in seconds and stay one step ahead of your financial goals.
Applicants must be Indian residents.
The eligible age range is typically 21 to 60 years.
Keep your PAN Card and Aadhaar Card ready for verification.
It may be requested for higher loan amounts, depending on your credit profile.
Open to salaried employees, self-employed individuals, small business owners, and MSME professionals.
Provide essential personal and contact details.
Aadhaar card along with selfie verification for identity confirmation.
PAN card of the borrower for verification purposes.
Recent payslip or bank statement, if required.
Need ₹85,000 immediately? Consider applying through Kissht, a trusted digital lending platform that offers quick personal loans entirely online. Download the Kissht app, complete your KYC verification, and provide your basic details. The approval process is swift, with funds transferred directly to your account. Use the EMI calculator available on the platform to estimate your monthly repayment obligations before submitting your application. Whether you require ₹85,000 for emergencies, unexpected expenses, or personal needs, ensure you borrow responsibly and thoroughly review all loan terms and conditions before proceeding.
You can apply for a ₹85,000 personal loan without collateral through Kissht. Since it's unsecured, there's no need for asset security. Complete your KYC and eligibility checks to get approved and receive the amount in your account.
The EMI for a ₹85,000 personal loan depends on the interest rate and repayment period. For example, let's consider an interest rate of 10% p.a. for a 12-month tenure.
EMI Calculation Formula:
EMI = [P × R × (1+R)ⁿ] / [(1+R)ⁿ − 1]
Where:
Using this formula, the EMI comes to around ₹7,473. You can also use a personal loan EMI calculator to get an exact figure.
To apply for a ₹85,000 loan, you typically need to provide:
These documents help lenders assess eligibility and speed up approval for a ₹85,000 instant loan.
Note: The exact documentation requirements are at the sole discretion of Kissht and may vary depending on your profile and loan type.
You can apply for a ₹85,000 personal loan without a salary slip, depending on the lender's requirements. Alternative documents like bank statements, ITRs, or proof of income may be accepted. Lenders will also consider your credit history and existing debts.
| Metric | Value |
|---|---|
| App Rating | 4.6 |
| Downloads | 63M+ |
| Assets Under Management | ₹5900 Cr+ |
| Customer Base | 11M+ |
Email: [email protected]
Phone: 080 44745884 / 080 62816309
Location: Mumbai, Maharashtra
Kissht offers instant personal loans in various amounts: