Need cash today? Kissht gives you instant approval without any paperwork. A ₹3,50,000 personal loan from Kissht can finance home renovations, wedding expenses, or business investments. Apply instantly through our intuitive personal loan app with minimal documentation and swift approval.
Need substantial funding for major life goals? A ₹3,50,000 personal loan from Kissht can finance home renovations, wedding expenses, or business investments. Apply instantly through our intuitive personal loan app with minimal documentation and swift approval. Whether you require a ₹3,50,000 loan for planned milestones or urgent financial needs, Kissht delivers a seamless digital lending experience.
Kissht offers comprehensive benefits for your ₹350,000 personal loan needs:
Access credit across all income levels.
Your trusted partner for fast personal loans.
Fast answers to all your loan questions.
Transparent rates, zero hidden fees.
Instant personal loans, processed right away.
Completely digital, zero hassle lending.
Upload PAN, Aadhaar, selfie. Done.
Pick EMI plans that fit your budget and needs.
Calculate your Personal Loan EMI with the following parameters:
| Parameter | Range | Details |
|---|---|---|
| Loan Amount | ₹5,000 - ₹60,00,000 | How much do you need? |
| Rate of Interest | 6% - 36% | Annual Interest Rate |
| Loan Tenure | 3 - 72 months | Repayment Tenure |
For a loan of ₹10,00,000 at 16% per year:
| Component | Amount |
|---|---|
| Principal Amount | ₹10,00,000 |
| Total Interest Charged | ₹47,182 |
| Total Repayment Amount | ₹10,47,182 |
| Monthly EMI | ₹1,74,530 |
Principal: 95.5% | Interest: 4.5%
Pick a repayment plan that works for you.
Funds for your travel, health, or any personal need.
Manage your entire loan journey online with ease.
Track your loan progress whenever you want.
Access funds instantly when life needs it.
Instant loan credit directly to your bank account.
Dependable lending support, always by your side.
Instant assistance from our Kissht support team.
Fast, hassle-free online approval from start to finish.
Check your credit score in seconds and stay one step ahead of your financial goals.
Applicants must be Indian residents.
The eligible age range is typically 21 to 60 years.
Keep your PAN Card and Aadhaar Card ready for verification.
It may be requested for higher loan amounts, depending on your credit profile.
Open to salaried employees, self-employed individuals, small business owners, and MSME professionals.
Apply for your ₹350,000 personal loan through Kissht's digital platform. Download the Kissht app and complete the application process online.
Provide essential personal and contact details.
Aadhaar card along with selfie verification for identity confirmation.
PAN card of the borrower for verification purposes.
Recent payslip or bank statement, if required.
To secure ₹3,50,000 immediately, consider applying through Kissht, a reliable digital lending platform. Download the Kissht app and complete your KYC verification with basic personal details. The platform offers quick approval timelines with funds transferred directly to your bank account. You can use Kissht's loan calculator to estimate your monthly EMI before committing. This online process eliminates the need for branch visits, making it convenient for urgent financial needs. Ensure you review all terms, interest rates, and repayment schedules carefully. Borrow responsibly and only take what you genuinely need for emergencies or essential expenses.
A ₹3,50,000 personal loan can be availed without collateral through Kissht. As an unsecured offering, no asset security is required. Complete your KYC and eligibility checks, apply online, and get the funds credited to your account.
The EMI for a ₹350,000 personal loan depends on the interest rate and repayment period. For example, let's consider an interest rate of 10% p.a. for a 12-month tenure.
Here is the formula for calculating EMI:
EMI = [P × R × (1+R)ⁿ] / [(1+R)ⁿ − 1]
Where:
Using this formula, the EMI comes to around ₹30,772. You can also use a personal loan EMI calculator to get an exact figure.
To apply for a ₹350,000 loan, you typically need to provide:
These documents help lenders assess eligibility and speed up approval for a ₹350,000 instant loan.
Note: The exact documentation requirements are at the sole discretion of Kissht and may vary depending on your profile and loan type.
Yes, it is possible to get a ₹3,50,000 personal loan without a salary slip, subject to lender policies. You can provide alternative income documents such as bank statements, ITR filings, or proof of business income. Your credit score and repayment capacity will also be evaluated.
| Metric | Value |
|---|---|
| App Rating | 4.6 |
| Downloads | 63M+ |
| Assets Under Management | ₹5900Cr+ |
| Customer Base | 11M+ |
Email: [email protected]
Phone: 080 44745884 / 080 62816309
Location: Mumbai, Maharashtra
Kissht offers personal loans in various amounts: