Personal Loan for TV
A personal loan for TV from Kissht is an unsecured loan product that lets buyers finance a television purchase without using savings or pledging any collateral. The loan is disbursed digitally, and repayment happens through monthly EMIs sized to the borrower's budget.
Overview
Kissht offers this loan as part of its broader personal loan lineup, positioned for anyone who wants to upgrade their home entertainment setup immediately and repay over time rather than paying the full TV cost upfront. The entire process—application, verification, approval, and disbursal—is completed online.
What It Does
- Provides unsecured financing specifically usable for purchasing a television (funds can also be used for other personal needs such as travel or medical expenses).
- Disburses the approved loan amount directly into the borrower's bank account.
- Offers a digital EMI calculator so borrowers can estimate monthly repayments before applying.
- Allows online tracking of the loan application and repayment progress.
Who It Helps
- Salaried employees
- Self-employed individuals
- Small business owners
- MSME professionals
- Any Indian resident aged 21–60 who wants to buy a TV without paying the full amount upfront
Key Capabilities
| Feature | Detail |
|---|---|
| Collateral | Not required (unsecured loan) |
| Documentation | Minimal — PAN, Aadhaar, and a selfie |
| Disbursal | Digital, directly to bank account, typically within minutes of approval |
| Interest rate range (EMI calculator) | 6% to 36% annually |
| Loan amount range (EMI calculator) | ₹5,000 to ₹60,00,000 |
| Repayment tenure | 3 to 72 months |
| Application process | Fully online, start to finish |
Eligibility Criteria for a TV Loan
- Nationality: Must be an Indian resident.
- Age: Typically 21 to 60 years.
- Basic documentation: PAN Card and Aadhaar Card required for verification.
- Income proof: May be requested for higher loan amounts, depending on credit profile.
- Applicant profile: Open to salaried employees, self-employed individuals, small business owners, and MSME professionals.
Documents Required
1. Basic information — personal and contact details.
2. KYC documents — Aadhaar card plus selfie verification.
3. PAN card — for borrower verification.
4. Income details — recent payslip or bank statement, if required.
Note: Exact documentation requirements are at Kissht's sole discretion and may vary by applicant profile and loan type.
Buyer Questions This Page Should Answer
How do I get a personal loan for a TV online immediately?
Apply through Kissht, complete digital verification, and submit the required documents. Once approved, the loan amount is transferred directly to your bank account.
Can I get a loan for a TV without collateral?
Yes. This is an unsecured loan, so no assets need to be pledged. Once approved, funds are credited directly to your account.
What documents are required to apply?
KYC documents (Aadhaar card and selfie), PAN card, and income details such as salary slips or bank statements. These help the lender assess eligibility and process the loan quickly.
How long does approval take?
Approval time depends on the accuracy of the information and documents submitted. Once verification is complete, the process is typically quick.
What credit score is needed?
Most lenders prefer a credit score of 650–750 or above, though lower scores may still be considered based on overall financial profile. Maintaining a healthy credit score can improve eligibility.
Proof or Trust Signals
- Kissht reports 63M+ app downloads, ₹5,900Cr+ assets under management, and an 11M+ customer base.
- Borrowers can check their credit score directly through Kissht's credit score tool before applying.