Issued under the Digital Personal Data Protection Act, 2023
This Data Privacy Notice is issued by Si Creva Capital Services Private Limited (CIN: U65923MH2015PTC266425) ("Company") as a responsible processor of personal data under the Digital Personal Data Protection Act, 2023 ("DPDP Act").
Registered Office:
Office Units 2, 3 and 4, 10th Floor, Tower 4, Equinox Park, LBS Marg, Kurla West, Mumbai, Maharashtra 400070
This notice applies to Borrowers and Co-Borrowers ("You"/"Your") and informs You about the processing of your personal data in accordance with the provisions of the DPDP Act.
We value Your trust and are committed to protecting Your privacy and personal data. This Data Privacy Notice explains in simple terms what data we collect, why we collect it, how we use it, who we share it with, and how You can exercise your rights under law.
We may collect the following categories of personal data from You:
We process Your personal data (ourselves or through service partners) for the following purposes:
Assess creditworthiness and loan eligibility - To evaluate your ability to repay loans and determine eligibility for credit products
Facilitate disbursement and repayment - To process loan disbursements and manage repayment transactions
Manage and service your loan account - To maintain and service your loan account throughout its lifecycle
Ensure data protection - Via encryption, firewalls, access controls, and audits to protect your personal data
Your personal data is processed on the following legal grounds:
On the basis of your consent - Where you have provided explicit consent for data processing
Where necessary for performance of a contract - To fulfill contractual obligations related to loan agreements
To comply with applicable laws - Including:
We do not sell personal data.
We may share your personal data with the following entities:
You may withdraw consent anytime - You have the right to withdraw your consent for data processing at any time
Data deletion - Upon withdrawal of consent, your data will be deleted unless retention is required by law
How to withdraw - Send an email to: [email protected]
Impact of withdrawal - Withdrawal of consent may limit our ability to provide services to you
You have the right to access your personal data that we hold and process.
You have the right to request correction of inaccurate personal data or erasure of personal data where legally permissible.
You have the right to nominate another individual to exercise your rights in case of death or incapacity.
If you have any concerns, complaints, or queries regarding the processing of your personal data, you may contact our Grievance Officer:
Name: Abhishek Yadav
Organization: Si Creva Capital Services Pvt. Ltd.
Address: 10th Floor, Tower 4, Equinox Park, Kurla West, Mumbai 400070
Email: [email protected]
CC: [email protected]
Contact Number: 08044745954
You have the right to file a complaint with the Data Protection Board of India as per the procedures established under the DPDP Act.
This Data Privacy Notice may be updated from time to time to reflect changes in our data processing practices or legal requirements.
How changes will be communicated:
By signing the loan agreement, You acknowledge that you have read and understood this Data Privacy Notice.
Email: [email protected]
Phone:
Location: Mumbai, Maharashtra
Email: [email protected]
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