Get instant loans up to 5 lakhs without paperwork, straight to your account.
Managing personal financial commitments alongside business responsibilities can sometimes require additional financial support. A personal loan for small business owners from Kissht offers quick access to funds through an easy online process, along with fast approvals, minimal documentation, and flexible repayment options for greater convenience.
| Feature | Description |
|---|---|
| Flexible Repayment | Repayment plans tailored to your needs |
| Transparent Costs | Transparent rates and no hidden costs |
| Quick Support | Get responsive help for every loan query |
| Minimal Docs | Upload PAN, Aadhaar, selfie. No forms needed |
| Instant Disbursal | Quick loan approval, instant transfer |
| Calculate EMIs | Calculate your monthly repayments instantly |
| Simple Application | Hassle-free, fully digital journey |
| Quick Approval | Instant loan approval in just 5 minutes |
| Parameter | Details |
|---|---|
| Loan Amount | Minimum ₹5,000 to Maximum ₹60,00,000 |
| Interest Rate | 6% to 36% per annum |
| Loan Tenure | 3 months to 72 months |
| Processing | Fully digital, paperless process |
| Approval Time | 5 minutes |
| Disbursal | Instant transfer to bank account |
Calculate your Personal Loan EMI based on loan amount, interest rate, and tenure.
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Complete your entire loan journey digitally.
Borrow for travel, health, or personal expenses.
Hassle-free unsecured loans.
Pick a repayment plan that works for you.
Monitor your loan whenever you want.
Instant funds to handle life's unexpected moments.
Get approved in minutes.
Trusted partner for all your loan requirements.
Loan amount credit directly to your bank account.
Check your credit score in seconds and stay one step ahead of your financial goals.
| Criteria | Requirement |
|---|---|
| Nationality | Applicants must be Indian residents |
| Age Requirement | 21 to 60 years |
| Basic Documentation | PAN Card and Aadhaar Card ready for verification |
| Income Proof | May be requested for higher loan amounts, depending on credit profile |
| Applicant Profile | Open to salaried employees, self-employed individuals, small business owners, and MSME professionals |
The application process is fully digital and can be completed through the Kissht app or online platform.
Provide essential personal and contact details.
Aadhaar card along with selfie verification for identity confirmation.
PAN card of the borrower for verification purposes.
Recent payslip or bank statement, if required.
You can get a personal loan for small business owners online immediately through lenders such as Kissht by submitting the online application form and completing digital KYC verification. After successful document verification, the approved funds are disbursed to your bank account.
Yes, you can apply online for a loan for small business owners without offering collateral through lenders such as Kissht. These unsecured loans do not require assets like property or gold. Complete your KYC and eligibility checks to receive funds quickly.
To apply for a personal loan for Small Business Owners, you typically need to provide:
These documents help lenders assess eligibility and speed up approval for an instant loan.
Note: The exact documentation requirements are at the sole discretion of Kissht and may vary depending on your profile and loan type.
Approval for a personal loan for small business owners through online lenders such as Kissht may happen within a few minutes, depending on the application details and documents shared. Once verification is completed successfully, the approval process is usually quick.
For a personal loan for small business owners, lenders usually prefer a credit score in the range of 650 - 750 or higher, as it indicates responsible repayment behaviour. Lower scores may still qualify based on income stability and liabilities through Kissht.
| Metric | Value |
|---|---|
| App Rating | 4.6 |
| Downloads | 63M+ |
| Assets Under Management | 5900Cr+ |
| Customer Base | 11M+ |
Sapno ko kaho YES!
Email: [email protected]
Phone: 080 44745884 / 080 62816309
Location: Mumbai, Maharashtra
Kissht provides personal loan services across multiple states and cities in India including:
States: Delhi, Haryana, West Bengal, Rajasthan, Telangana, Tamil Nadu, Karnataka, Gujarat, Uttar Pradesh, Maharashtra, Himachal Pradesh, Uttarakhand, Jharkhand, Goa, Punjab, Bihar, Andhra Pradesh, Madhya Pradesh, Kerala
Major Cities: Ahmedabad, Pune, Jaipur, Coimbatore, Bangalore, Mumbai, Chennai, Hyderabad, Madurai, Aurangabad, Bareilly, Bhopal, Surat, Agra, Lucknow, Gwalior, Jabalpur, Aligarh, Allahabad, Varanasi, Meerut, Guwahati, Ranchi, Patna, Belagavi, Mysuru, Vijayawada, Visakhapatnam, Thiruvananthapuram, Kochi, Rajkot, Nashik, Kanpur, Ludhiana, Amritsar, Dehradun, Chandigarh, Kolkata, Nagpur, Jamshedpur, Rohtak, Gurgaon, Rander, Faridabad, Raipur, West Godavari, Bhavnagar, Ujjain, Solapur, Kolhapur, Jamnagar, Salem, Hubli-Dharwad, Mangalore, Tiruchirappalli, Raigad, Kadapa, Chittoor, Prakasam, Nellore, Ghaziabad, Guntur, Anantapur, Gandhinagar, Kurnool, Shahdara
Instant personal loans available for various amounts: