Receive funds quickly with minimal paperwork and convenient repayment options.
A personal loan for shop owners from Kissht provides quick access to funds for business and personal requirements. Whether you're upgrading your store, purchasing inventory, expanding operations, or managing unexpected expenses, our easy online application process ensures quick approvals and smooth disbursal.
EMI options that fit your budget.
Plan repayments with our personal loan EMI calculator.
Get responsive help for every loan query.
Clear and reliable loan process.
Trusted lending with quick approvals.
Digital lending with zero hassle.
Fast instant personal loan processing.
Instant loan approval within minutes.
| Parameter | Details |
|---|---|
| Loan Amount | ₹5,000 to ₹60,00,000 |
| Interest Rate | 6% to 36% per annum |
| Loan Tenure | 3 months to 72 months |
| Collateral | No collateral required |
| Application Process | Digital/Online |
Calculate your Personal Loan EMI based on:
For a loan of ₹10,00,000 at 16% annual interest for 6 months:
| Component | Amount |
|---|---|
| Principal Amount | ₹10,00,000 |
| Total Interest Charged | ₹47,182 |
| Total Repayment Amount | ₹10,47,182 |
| Monthly EMI | ₹1,74,530 |
| Interest Rate | 16% per year |
Principal: 95.5% | Interest: 4.5%
Get approved for your loan in just minutes.
Instant funds directly to your bank account.
Access funds instantly when urgency strikes.
Repayment plans that fit your budget.
Check your loan progress whenever you want.
Use funds for travel, medical, or personal needs.
Complete everything online without hassle.
Hassle-free unsecured loans.
Get reliable support through Kissht.
Track your credit score - Check your credit score in seconds and stay one step ahead of your financial goals.
Applicants must be Indian residents.
The eligible age range is typically 21 to 60 years.
Keep your PAN Card and Aadhaar Card ready for verification.
It may be requested for higher loan amounts, depending on your credit profile.
Open to salaried employees, self-employed individuals, small business owners, and MSME professionals.
The application process is digital and can be completed online through Kissht's platform.
Provide essential personal and contact details.
Aadhaar card along with selfie verification for identity confirmation.
PAN card of the borrower for verification purposes.
Recent payslip or bank statement, if required.
Shop owners can access a personal loan online through platforms like Kissht by completing an online application, submitting documents, and finishing the verification process. Upon approval, the loan amount is deposited into the bank account.
Yes, shop owners can access unsecured loans through platforms such as Kissht without submitting any collateral. After completing the application and verification process, approved funds are transferred directly to the bank account.
To apply for a personal loan for Shop Owners, you typically need to provide:
These documents help lenders assess eligibility and speed up approval for an instant loan.
Note: The exact documentation requirements are at the sole discretion of Kissht and may vary depending on your profile and loan type.
Approval for a personal loan for shop owners through online lenders such as Kissht is typically completed within a few minutes, depending on the information and documents submitted. Once your application is verified successfully, the approval process is generally quick.
For a personal loan for shop owners, lenders usually look for a credit score between 650 - 750 or above, as it indicates responsible repayment behaviour. Lower scores may still qualify depending on income stability and obligations through online lenders such as Kissht.
| Metric | Value |
|---|---|
| App Rating | 4.8 |
| Downloads | 63M+ |
| Assets Under Management | 5900Cr+ |
| Customer Base | 11M+ |