Welcoming a new life comes with joy and significant costs. A maternity loan from Kissht helps cover hospital bills, prenatal care, and post-delivery expenses without financial stress. It is an unsecured personal loan designed to support you through one of life's most important moments.
Receive funds instantly with easy repayment options.
Simple terms with no hidden conditions.
Quick assistance from our dedicated team.
Upload PAN, Aadhaar, selfie. Quick and paperless.
Loans for diverse income groups.
Get your personal loan disbursed instantly.
Instant approval, zero paperwork process.
Transparent rates, zero hidden fees.
Apply online and get approved in minutes.
| Parameter | Details |
|---|---|
| Loan Amount | ₹5,000 to ₹60,00,000 |
| Interest Rate | 6% to 36% per annum |
| Loan Tenure | 3 months to 72 months |
| Processing | Instant online approval |
| Collateral | No collateral required |
| Disbursal | Direct bank transfer |
Calculate your Personal Loan EMI based on:
For a loan of ₹10,00,000 at 16% per annum for 6 months:
Get a personal loan when you need it most.
Fund your travel, health, education, and more.
Pick a repayment plan that works for you.
Hassle-free financial support.
Track your loan progress with ease.
Get approved for your loan in just minutes.
Loan amount credited directly to your bank account.
End-to-end digital loan process at your fingertips.
Borrow funds conveniently without pledging collateral.
Track your credit score in seconds and stay one step ahead of your financial goals. Check your credit score through Kissht.
Applicants must be Indian residents.
The eligible age range is typically 21 to 60 years.
Keep your PAN Card and Aadhaar Card ready for verification.
It may be requested for higher loan amounts, depending on your credit profile.
Open to:
The application process is fully digital and can be completed online through the Kissht platform or mobile app.
Provide essential personal and contact details.
Aadhaar card along with selfie verification for identity confirmation.
PAN card of the borrower for verification purposes.
Recent payslip or bank statement, if required.
A personal loan for maternity expenses helps you manage costs related to pregnancy, hospital care, medicines, tests, and other medical needs. You can repay the borrowed amount in fixed monthly instalments, helping you handle important expenses with ease.
You can get an instant personal loan for maternity expenses by applying online with a trusted lender such as Kissht. Complete the application form, finish the digital KYC process, and upload the required documents. After verification, the approved loan amount is transferred to your bank account.
Yes, you can get a personal loan for maternity expenses without offering any collateral through a trusted lender such as Kissht. Complete the digital KYC process and meet the basic eligibility requirements. After approval, the funds are directly credited to your bank account.
To apply for a personal loan for maternity expenses via Kissht, you typically need to provide:
These documents help lenders assess eligibility and speed up approval.
Note: The exact documentation requirements are at the sole discretion of Kissht and may vary depending on your profile and loan type.
The EMI for a personal loan for maternity expenses depends on the interest rate and repayment period. For example, let's consider an interest rate of 10% p.a. for a 12-month tenure and loan amount as ₹200,000.
Here is the formula for calculating EMI:
EMI = [P × R × (1+R)ⁿ] / [(1+R)ⁿ − 1]
Where:
Using this formula, the EMI comes to around ₹17,583. You can also use a personal loan EMI calculator to get an exact figure.
Kissht is a financial services provider offering personal loans, business loans, loan against property, and digital gold investments.
| Metric | Value |
|---|---|
| App Rating | 4.6 |
| Downloads | 63M+ |
| Assets Under Management | ₹5900 Cr+ |
| Customer Base | 11M+ |
Kissht offers instant personal loans ranging from:
Personal loans available across multiple states including:
And major cities including Ahmedabad, Pune, Jaipur, Coimbatore, Bangalore, Mumbai, Chennai, Hyderabad, Madurai, Kolkata, and many more.
Kissht provides multiple channels for customer support: