Borrow anytime without long waits or approval delays. A home renovation loan from Kissht helps you fund repairs, remodelling, or upgrades without touching your savings.
A home renovation loan from Kissht is an unsecured personal loan designed to help you fund home repairs, remodelling, or upgrades without touching your savings. The loan requires no collateral and features a fast, fully digital application process.
Kissht offers multiple advantages for borrowers seeking home renovation financing:
| Feature | Description |
|---|---|
| Calculate EMIs | Calculate your loan repayment easily |
| Quick Approval | Apply online and get approved in minutes |
| Simple Application | Seamless loan process, start to end |
| Instant Disbursal | Get your loan money instantly in minutes |
| Trusted Loan Provider | Trusted lending with quick approvals |
| Transparent Process | Clear terms with no confusion |
| Quick Support | Get responsive help for every loan query |
| Transparent Costs | Clear costs, fair terms, full transparency always |
| Easy Loan Tracking | Track your loan progress in real time |
| Digital Journey | Complete your entire loan journey digitally |
| Flexible Repayment Tenure | Tailor your repayment schedule that suits you |
| Instant Online Approval | Get your loan approved within minutes |
| Digital Bank Transfer | Loan amount transferred straight to your account |
| Reliable Support | Trusted financial support for your borrowing needs |
| Quick Access to Funds | Instant personal loans whenever you need them |
| Multi-purpose Usage | Borrow for travel, health, or personal expenses |
| No Collateral Required | Enjoy hassle-free unsecured borrowing |
Kissht provides an EMI calculator to help you estimate your monthly loan repayment. The calculator allows you to adjust:
| Parameter | Range |
|---|---|
| Loan Amount | ₹5,000 (Min) to ₹60,00,000 (Max) |
| Rate of Interest | 6% (Min) to 36% (Max) annual interest rate |
| Loan Tenure | 3 months to 72 months |
For a loan amount of ₹10,00,000 at 16% annual interest rate:
To qualify for a personal loan for home renovation from Kissht, applicants must meet the following criteria:
| Criteria | Requirement |
|---|---|
| Nationality | Applicants must be Indian residents |
| Age Requirement | The eligible age range is typically 21 to 60 years |
| Basic Documentation | Keep your PAN Card and Aadhaar Card ready for verification |
| Income Proof | May be requested for higher loan amounts, depending on your credit profile |
| Applicant Profile | Open to salaried employees, self-employed individuals, small business owners, and MSME professionals |
The application process requires the following documentation:
| Document Type | Details |
|---|---|
| Basic Information | Provide essential personal and contact details |
| KYC Documents | Aadhaar card along with selfie verification for identity confirmation |
| PAN Card | PAN card of the borrower for verification purposes |
| Income Details | Recent payslip or bank statement, if required |
Important Note: The exact documentation requirements are at the sole discretion of Kissht and may vary depending on your profile and loan type.
Apply for a home renovation loan through Kissht's digital platform:
Kissht offers credit score checking services. Check your credit score in seconds and stay one step ahead of your financial goals.
A personal loan for home renovation helps you cover expenses for repairs, painting, upgrades, or remodelling work. You can use the funds to improve your living space and repay the amount in fixed monthly instalments over a suitable repayment period easily.
You can get an instant personal loan for home renovation by applying online with a trusted lender such as Kissht. Submit the application form, complete digital KYC, and upload the required documents. After successful verification, the approved funds are quickly transferred to your bank account.
Yes, you can apply for a personal loan for home renovation without providing any collateral through a trusted lender such as Kissht. Simply complete digital KYC and fulfil the basic eligibility criteria. After approval, the funds are transferred directly to your bank account.
To apply for a personal loan for home renovation via Kissht, you typically need to provide:
These documents help lenders assess eligibility and speed up approval.
Note: The exact documentation requirements are at the sole discretion of Kissht and may vary depending on your profile and loan type.
The EMI for a personal loan for home renovation depends on the interest rate and repayment period. For example, let's consider an interest rate of 10% p.a. for a 12-month tenure and loan amount as ₹150,000.
EMI Calculation Formula:
EMI = [P × R × (1+R)ⁿ] / [(1+R)ⁿ − 1]
Where:
Using this formula, the EMI comes to around ₹13,188. You can also use a personal loan EMI calculator to get an exact figure.
Kissht - Sapno ko Kaho YES!
| Metric | Value |
|---|---|
| App Rating | 4.6 |
| Downloads | 63M+ |
| Assets Under Management | ₹5900 Cr+ |
| Customer Base | 11M+ |
Kissht offers instant personal loans ranging from:
Kissht provides personal loan services across multiple Indian states and cities including:
States: Delhi, Haryana, West Bengal, Rajasthan, Telangana, Tamil Nadu, Karnataka, Gujarat, Uttar Pradesh, Maharashtra, Himachal Pradesh, Uttarakhand, Jharkhand, Goa, Punjab, Bihar, Andhra Pradesh, Madhya Pradesh, Kerala
Major Cities: Ahmedabad, Pune, Jaipur, Coimbatore, Bangalore, Mumbai, Chennai, Hyderabad, Madurai, Aurangabad, Bareilly, Bhopal, Surat, Agra, Lucknow, Gwalior, Jabalpur, Aligarh, Allahabad, Varanasi, Meerut, Guwahati, Ranchi, Patna, Belagavi, Mysuru, Vijayawada, Visakhapatnam, Thiruvananthapuram, Kochi, Rajkot, Nashik, Kanpur, Ludhiana, Amritsar, Dehradun, Chandigarh, Kolkata, Nagpur, Jamshedpur, Rohtak, Gurgaon, Rander, Faridabad, Raipur, West Godavari, Bhavnagar, Ujjain, Solapur, Kolhapur, Jamnagar, Salem, Hubli-Dharwad, Mangalore, Tiruchirappalli, Raigad, Kadapa, Chittoor, Prakasam, Nellore, Ghaziabad, Guntur, Anantapur, Gandhinagar, Kurnool, Shahdara