Personal Loan Credit Card Repayment

High credit card dues can quickly spiral into a debt trap with mounting interest. A credit card repayment loan from Kissht helps you clear outstanding balances. It is an unsecured personal loan with flexible repayment and a fully digital process.

What is Personal Loan

Why Choose Kissht for Credit Card Repayment Loan Online

Wide Eligibility

Wide Eligibility

Loans for diverse income groups

Simple Application

Simple Application

Seamless loan process, start to end.

Transparent Costs

Transparent Costs

Transparent rates and no hidden costs.

Transparent Process

Transparent Process

Clear and reliable loan process.

Calculate EMIs

Calculate EMIs

Calculate your loan repayment amount instantly.

Quick Approval

Quick Approval

Apply online and get approved in minutes

Trusted Loan Provider

Trusted Loan Provider

Your trusted partner for quick and simple personal loans.

Instant Disbursal

Instant Disbursal

Get your personal loan disbursed instantly.

Wide Eligibility

Wide Eligibility

Loans for diverse income groups

Simple Application

Simple Application

Seamless loan process, start to end.

Transparent Costs

Transparent Costs

Transparent rates and no hidden costs.

Transparent Process

Transparent Process

Clear and reliable loan process.

Calculate EMIs

Calculate EMIs

Calculate your loan repayment amount instantly.

Quick Approval

Quick Approval

Apply online and get approved in minutes

Trusted Loan Provider

Trusted Loan Provider

Your trusted partner for quick and simple personal loans.

Instant Disbursal

Instant Disbursal

Get your personal loan disbursed instantly.

Wide Eligibility

Wide Eligibility

Loans for diverse income groups

Simple Application

Simple Application

Seamless loan process, start to end.

Transparent Costs

Transparent Costs

Transparent rates and no hidden costs.

Transparent Process

Transparent Process

Clear and reliable loan process.

Calculate EMIs

Calculate EMIs

Calculate your loan repayment amount instantly.

Quick Approval

Quick Approval

Apply online and get approved in minutes

Trusted Loan Provider

Trusted Loan Provider

Your trusted partner for quick and simple personal loans.

Instant Disbursal

Instant Disbursal

Get your personal loan disbursed instantly.

EMI Calculator for Personal Loan for Credit Card Repayment

Calculate your Personal Loan EMI:

Loan Amount

How much do you need?

Min ₹5K

Max 60L

Rate of Interest

Annual Interest Rate

%

Min 6%

Max 36%

Loan Tenure

Repayment Tenure

Months

3 months

72 months

Principal Amount

10,00,000

Total Interest charged

0

Total Repayment Amount

0

Principal 0.0%

Interest 0.0%

Your monthly EMI will be

0

@16% / Year

Benefits of Personal Loan for Credit Card Repayment

Digital Journey

Digital Journey

End-to-end digital loan process at your fingertips.

Flexible Repayment Tenure

Flexible Repayment Tenure

Repayment plans that fit your budget.

Quick Access to Funds

Quick Access to Funds

Access funds instantly when you need them.

Reliable Support

Reliable Support

Hassle-free financial support

Multi-purpose Usage

Multi-purpose Usage

Instant loans for travel, health, or any personal need.

Easy Loan Tracking

Easy Loan Tracking

Monitor your loan whenever you want.

Instant Online Approval

Instant Online Approval

Get your loan approved within minutes.

No Collateral Required

No Collateral Required

Hassle-free unsecured loans.

Digital Bank Transfer

Digital Bank Transfer

Loan amount credit directly to your bank account.

Track Credit Score

Track your credit score

Check your credit score in seconds and stay one step ahead of your financial goals.

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Eligibility Criteria

Eligibility Criteria for Credit Card Repayment

eligibility
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Nationality: Applicants must be Indian residents.
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Age Requirement: The eligible age range is typically 21 to 60 years.
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Basic Documentation: Keep your PAN Card and Aadhaar Card ready for verification.
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Income Proof: It may be requested for higher loan amounts, depending on your credit profile.
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Applicant Profile: Open to salaried employees, self-employed individuals, small business owners, and MSME professionals.

How To Apply for a loan for Credit Card Repayment

Documents required for Loan for Credit Card Repayment

Basic Information

Basic Information

Provide essential personal and contact details.

KYC Documents

KYC Documents

Aadhaar card along with selfie verification for identity confirmation.

PAN Card

PAN Card

PAN card of the borrower for verification purposes.

Income Details

Income Details

Recent payslip or bank statement, if required.

Documents Required

Frequently Asked Questions

A personal loan for credit card repayment helps you manage outstanding card balances in a more structured way. You can repay the borrowed amount in fixed monthly instalments over a chosen period, making repayments easier to plan and handle every month.

You can get an instant personal loan for credit card repayment by applying online with a trusted lender such as Kissht. Fill out the application form, complete the digital KYC process, and upload the required documents. Once verified, the approved funds are disbursed to your bank account.

Yes, you can get a personal loan for credit card repayment without pledging any collateral through a trusted lender such as Kissht. Complete the KYC verification process and meet the required eligibility criteria. Once approved, the loan amount is transferred to your bank account.

To apply for a personal loan for credit card repayment via kissht, you typically need to provide: - KYC documents - Aadhaar card and selfie verification - PAN card of the borrower - Income details such as salary slips, bank statements, or other proof of income These documents help lenders assess eligibility and speed up approval. Note: The exact documentation requirements are at the sole discretion of Kissht and may vary depending on your profile and loan type.

The EMI for a personal loan for credit card repayments depends on the interest rate and repayment period. For example, let's consider an interest rate of 10% p.a. for a 12-month tenure and loan amount as ₹65,000. Here is the formula for calculating EMI: EMI = [P × R × (1+R)ⁿ] / [(1+R)ⁿ − 1] Where: P = Loan amount (?65,000) R = Monthly interest rate (10% ÷ 12 = 0.833% or 0.00833) n = Number of months (12) Using this formula, the EMI comes to around ₹5,715. You can also use a personal loan EMI calculator to get an exact figure.

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Personal Loan for Credit Card Repayment - Credit Card Repayment Loan Online - Kissht