Personal Loan for Car Repair
Overview
Unexpected Car Repair's? We've Got the Perfect Loan for You! Enjoy fast access to funds through speedy loan approvals.
A car repair loan from Kissht helps you cover unexpected repair bills, maintenance costs, or part replacements without disrupting your finances. It is an unsecured personal loan with no collateral required and a fast, fully digital application process.
Why Choose Kissht for Car Repair Loan Online
Kissht offers multiple advantages for customers seeking car repair loans:
Key Features
- Minimal Documentation: Just upload your PAN, Aadhaar, and a selfie. No lengthy paperwork.
- Transparent Costs: Zero hidden fees, full transparency.
- Instant Disbursal: Quick loan approval, instant transfer.
- Simple Application: Completely digital, hassle-free process.
- Trusted Loan Provider: Quick, safe loans without the stress.
- Quick Approval: Instant loan approval within minutes.
- Transparent Process: Simple terms with no hidden conditions.
- Calculate EMIs: Plan repayments with our personal loan EMI calculator.
Loan Parameters
| Parameter |
Details |
| Loan Amount |
₹5,000 to ₹60,00,000 |
| Interest Rate |
6% to 36% per annum |
| Loan Tenure |
3 months to 72 months |
| Collateral |
Not required (unsecured loan) |
| Processing |
Fully digital |
| Disbursal |
Instant transfer to bank account |
EMI Calculator for Personal Loan for Car Repair
Calculate your Personal Loan EMI based on three key parameters:
Calculator Parameters
Loan Amount
- Minimum: ₹5,000
- Maximum: ₹60,00,000
- How much do you need?
Rate of Interest
- Minimum: 6% per annum
- Maximum: 36% per annum
- Annual Interest Rate
Loan Tenure
- Minimum: 3 months
- Maximum: 72 months
- Repayment Tenure
Example Calculation
For a loan of ₹10,00,000 at 16% per annum:
| Component |
Amount |
| Principal Amount |
₹10,00,000 |
| Total Interest Charged |
₹47,182 |
| Total Repayment Amount |
₹10,47,182 |
| Monthly EMI |
₹1,74,530 |
| Interest Rate |
16% per year |
Breakdown: Principal 95.5%, Interest 4.5%
Benefits of Personal Loan for Car Repair
Loan Management Benefits
- Easy Loan Tracking: Monitor your loan whenever you want.
- Reliable Support: Trusted partner for all your loan requirements.
- Instant Online Approval: Get approved for your loan in just minutes.
Usage and Flexibility
- Multi-purpose Usage: Use funds for travel, medical, or personal needs.
- Digital Bank Transfer: Loan amount credited directly to your bank account.
- No Collateral Required: Hassle-free unsecured loans.
Access and Repayment
- Quick Access to Funds: Instant personal loans whenever you need them.
- Flexible Repayment Tenure: Pick a repayment plan that works for you.
- Digital Journey: Manage your entire loan process online.
Credit Score Tracking
Track your credit score - Check your credit score in seconds and stay one step ahead of your financial goals.
Eligibility Criteria for Car Repair Loan
Basic Requirements
| Criteria |
Requirement |
| Nationality |
Indian residents only |
| Age Requirement |
21 to 60 years |
| Basic Documentation |
PAN Card and Aadhaar Card |
| Income Proof |
May be requested for higher loan amounts, depending on credit profile |
| Applicant Profile |
Salaried employees, self-employed individuals, small business owners, and MSME professionals |
How To Apply for a Loan for Car Repair
The application process is fully digital and streamlined for quick approval.
Documents Required for Loan for Car Repair
Required Documentation
Basic Information
- Provide essential personal and contact details.
KYC Documents
- Aadhaar card along with selfie verification for identity confirmation.
PAN Card
- PAN card of the borrower for verification purposes.
Income Details
- Recent payslip or bank statement, if required.
Frequently Asked Questions
What is a personal loan for Car Repair?
A personal loan for car repair helps cover expenses related to engine work, part replacements, servicing, or unexpected vehicle breakdowns. The loan amount can be repaid in fixed monthly instalments, making repair costs easier to manage without disrupting your budget.
How can I get an instant personal loan for Car Repair Online?
You can get an instant personal loan for car repair by applying online through a trusted lender such as Kissht. Fill out the application form, complete digital KYC, and upload the necessary documents. Once verification is completed, the approved funds are disbursed to your bank account.
Can I get a personal loan for Car Repair without collateral?
Yes, you can apply online for a personal loan for car repair without providing any collateral through a reliable lender such as Kissht. Complete digital KYC and meet the basic eligibility requirements. Once approved, the funds are directly credited to your bank account.
What documents are required for a personal loan for Car Repair?
To apply for a personal loan for Car Repair via Kissht, you typically need to provide:
- KYC documents - Aadhaar card and selfie verification
- PAN card of the borrower
- Income details such as salary slips, bank statements, or other proof of income
These documents help lenders assess eligibility and speed up approval.
Note: The exact documentation requirements are at the sole discretion of Kissht and may vary depending on your profile and loan type.
How to Calculate the EMI for a personal loan for Car Repair?
The EMI for a personal loan for Car Repair depends on the interest rate and repayment period. For example, let's consider an interest rate of 10% p.a. for a 12-month tenure and loan amount as ₹90,000.
EMI Calculation Formula:
EMI = [P × R × (1+R)ⁿ] / [(1+R)ⁿ − 1]
Where:
- P = Loan amount (₹90,000)
- R = Monthly interest rate (10% ÷ 12 = 0.833% or 0.00833)
- n = Number of months (12)
Using this formula, the EMI comes to around ₹7,913. You can also use a personal loan EMI calculator to get an exact figure.
About Kissht
Company Statistics
| Metric |
Value |
| App Rating |
4.8 |
| Downloads |
63M+ |
| Assets Under Management |
₹5900 Cr+ |
| Customer Base |
11M+ |
Tagline
Kissht - Sapno ko Kaho YES! (Say YES to your dreams!)
Contact Information
Email: [email protected]
Phone Numbers:
- 080 44745884
- 080 62816309
Location: Mumbai, Maharashtra
Products and Services
Financial Products
- Personal Loan
- Business Loan
- Loan Against Property
- Digital Gold
Financial Tools
- Credit Score
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Loan Calculators
- Personal Loan EMI Calculator
- Home Loan EMI Calculator
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Personal Loan Use Cases
Kissht offers personal loans for various purposes:
- Personal Loan for Travel
- Personal Loan for Medical Emergency
- Personal Loan for Wedding
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- Personal Loan for Emergency
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- Personal Loan for Self Employed
- Instant Personal Loan App
Loan Amounts Available
Instant personal loans available in various amounts:
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Service Locations
States Served
Kissht provides personal loans across multiple Indian states:
- Delhi
- Haryana
- West Bengal
- Rajasthan
- Telangana
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- Uttarakhand
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- Madhya Pradesh
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Major Cities Served
Personal loans available in major cities including:
Metro Cities: Delhi, Mumbai, Bangalore, Chennai, Hyderabad, Kolkata, Pune, Ahmedabad
Tier 1 & 2 Cities: Jaipur, Coimbatore, Madurai, Aurangabad, Bareilly, Bhopal, Surat, Agra, Lucknow, Gwalior, Jabalpur, Aligarh, Allahabad, Varanasi, Meerut, Guwahati, Ranchi, Patna, Belagavi, Mysuru, Vijayawada, Visakhapatnam, Thiruvananthapuram, Kochi, Rajkot, Nashik, Kanpur, Ludhiana, Amritsar, Dehradun, Chandigarh, Nagpur, Jamshedpur, Rohtak, Gurgaon, Rander, Faridabad, Raipur, West Godavari, Bhavnagar, Ujjain, Solapur, Kolhapur, Jamnagar, Salem, Hubli-Dharwad, Mangalore, Tiruchirappalli, Raigad, Kadapa, Chittoor, Prakasam, Nellore, Ghaziabad, Guntur, Anantapur, Gandhinagar, Kurnool, Shahdara
Interest Rates
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