Personal Loan for Car Repair

Overview

Unexpected Car Repair's? We've Got the Perfect Loan for You! Enjoy fast access to funds through speedy loan approvals.

A car repair loan from Kissht helps you cover unexpected repair bills, maintenance costs, or part replacements without disrupting your finances. It is an unsecured personal loan with no collateral required and a fast, fully digital application process.

Why Choose Kissht for Car Repair Loan Online

Kissht offers multiple advantages for customers seeking car repair loans:

Key Features

Minimal Documentation: Just upload your PAN, Aadhaar, and a selfie. No lengthy paperwork.
Transparent Costs: Zero hidden fees, full transparency.
Instant Disbursal: Quick loan approval, instant transfer.
Simple Application: Completely digital, hassle-free process.
Trusted Loan Provider: Quick, safe loans without the stress.
Quick Approval: Instant loan approval within minutes.
Transparent Process: Simple terms with no hidden conditions.
Calculate EMIs: Plan repayments with our personal loan EMI calculator.

Loan Parameters

Parameter	Details
Loan Amount	₹5,000 to ₹60,00,000
Interest Rate	6% to 36% per annum
Loan Tenure	3 months to 72 months
Collateral	Not required (unsecured loan)
Processing	Fully digital
Disbursal	Instant transfer to bank account

EMI Calculator for Personal Loan for Car Repair

Calculate your Personal Loan EMI based on three key parameters:

Calculator Parameters

Loan Amount

Minimum: ₹5,000
Maximum: ₹60,00,000
How much do you need?

Rate of Interest

Minimum: 6% per annum
Maximum: 36% per annum
Annual Interest Rate

Loan Tenure

Minimum: 3 months
Maximum: 72 months
Repayment Tenure

Example Calculation

For a loan of ₹10,00,000 at 16% per annum:

Component	Amount
Principal Amount	₹10,00,000
Total Interest Charged	₹47,182
Total Repayment Amount	₹10,47,182
Monthly EMI	₹1,74,530
Interest Rate	16% per year

Breakdown: Principal 95.5%, Interest 4.5%

Benefits of Personal Loan for Car Repair

Loan Management Benefits

Easy Loan Tracking: Monitor your loan whenever you want.
Reliable Support: Trusted partner for all your loan requirements.
Instant Online Approval: Get approved for your loan in just minutes.

Usage and Flexibility

Multi-purpose Usage: Use funds for travel, medical, or personal needs.
Digital Bank Transfer: Loan amount credited directly to your bank account.
No Collateral Required: Hassle-free unsecured loans.

Access and Repayment

Quick Access to Funds: Instant personal loans whenever you need them.
Flexible Repayment Tenure: Pick a repayment plan that works for you.
Digital Journey: Manage your entire loan process online.

Credit Score Tracking

Track your credit score - Check your credit score in seconds and stay one step ahead of your financial goals.

Eligibility Criteria for Car Repair Loan

Basic Requirements

Criteria	Requirement
Nationality	Indian residents only
Age Requirement	21 to 60 years
Basic Documentation	PAN Card and Aadhaar Card
Income Proof	May be requested for higher loan amounts, depending on credit profile
Applicant Profile	Salaried employees, self-employed individuals, small business owners, and MSME professionals

How To Apply for a Loan for Car Repair

The application process is fully digital and streamlined for quick approval.

Documents Required for Loan for Car Repair

Required Documentation

Basic Information

Provide essential personal and contact details.

KYC Documents

Aadhaar card along with selfie verification for identity confirmation.

PAN Card

PAN card of the borrower for verification purposes.

Income Details

Recent payslip or bank statement, if required.

Frequently Asked Questions

What is a personal loan for Car Repair?

A personal loan for car repair helps cover expenses related to engine work, part replacements, servicing, or unexpected vehicle breakdowns. The loan amount can be repaid in fixed monthly instalments, making repair costs easier to manage without disrupting your budget.

How can I get an instant personal loan for Car Repair Online?

You can get an instant personal loan for car repair by applying online through a trusted lender such as Kissht. Fill out the application form, complete digital KYC, and upload the necessary documents. Once verification is completed, the approved funds are disbursed to your bank account.

Can I get a personal loan for Car Repair without collateral?

Yes, you can apply online for a personal loan for car repair without providing any collateral through a reliable lender such as Kissht. Complete digital KYC and meet the basic eligibility requirements. Once approved, the funds are directly credited to your bank account.

What documents are required for a personal loan for Car Repair?

To apply for a personal loan for Car Repair via Kissht, you typically need to provide:

KYC documents - Aadhaar card and selfie verification
PAN card of the borrower
Income details such as salary slips, bank statements, or other proof of income

These documents help lenders assess eligibility and speed up approval.

Note: The exact documentation requirements are at the sole discretion of Kissht and may vary depending on your profile and loan type.

How to Calculate the EMI for a personal loan for Car Repair?

The EMI for a personal loan for Car Repair depends on the interest rate and repayment period. For example, let's consider an interest rate of 10% p.a. for a 12-month tenure and loan amount as ₹90,000.

EMI Calculation Formula:

EMI = [P × R × (1+R)ⁿ] / [(1+R)ⁿ − 1]

Where:

P = Loan amount (₹90,000)
R = Monthly interest rate (10% ÷ 12 = 0.833% or 0.00833)
n = Number of months (12)

Using this formula, the EMI comes to around ₹7,913. You can also use a personal loan EMI calculator to get an exact figure.

About Kissht

Company Statistics

Metric	Value
App Rating	4.8
Downloads	63M+
Assets Under Management	₹5900 Cr+
Customer Base	11M+

Tagline

Kissht - Sapno ko Kaho YES! (Say YES to your dreams!)

Contact Information

Email: [email protected]

Phone Numbers:

080 44745884
080 62816309

Location: Mumbai, Maharashtra

Products and Services

Financial Products

Personal Loan
Business Loan
Loan Against Property
Digital Gold

Financial Tools

Credit Score
Credit Pulse

Loan Calculators

Personal Loan EMI Calculator
Home Loan EMI Calculator
Bike Loan EMI Calculator
Business Loan EMI Calculator
Car Loan EMI Calculator
Education Loan EMI Calculator

Personal Loan Use Cases

Kissht offers personal loans for various purposes:

Personal Loan for Travel
Personal Loan for Medical Emergency
Personal Loan for Wedding
Personal Loan for Education
Personal Loan for Emergency
Personal Loan for Salaried Employees
Personal Loan for Self Employed
Instant Personal Loan App

Loan Amounts Available

Instant personal loans available in various amounts:

₹15,000 Instant Personal Loan
₹20,000 Instant Personal Loan
₹25,000 Instant Personal Loan
₹30,000 Instant Personal Loan
₹35,000 Instant Personal Loan
₹40,000 Instant Personal Loan
₹45,000 Instant Personal Loan
₹50,000 Instant Personal Loan
₹55,000 Instant Personal Loan
₹60,000 Instant Personal Loan
₹65,000 Instant Personal Loan
₹70,000 Instant Personal Loan
₹75,000 Instant Personal Loan
₹80,000 Instant Personal Loan
₹85,000 Instant Personal Loan
₹90,000 Instant Personal Loan
₹95,000 Instant Personal Loan
₹1 Lakh Instant Personal Loan
₹2 Lakh Instant Personal Loan
₹3 Lakh Instant Personal Loan
₹3.5 Lakh Instant Personal Loan
₹4 Lakh Instant Personal Loan
₹4.5 Lakh Instant Personal Loan
₹5 Lakh Instant Personal Loan

Service Locations

States Served

Kissht provides personal loans across multiple Indian states:

Delhi
Haryana
West Bengal
Rajasthan
Telangana
Tamil Nadu
Karnataka
Gujarat
Uttar Pradesh
Maharashtra
Himachal Pradesh
Uttarakhand
Jharkhand
Goa
Punjab
Bihar
Andhra Pradesh
Madhya Pradesh
Kerala

Major Cities Served

Personal loans available in major cities including:

Metro Cities: Delhi, Mumbai, Bangalore, Chennai, Hyderabad, Kolkata, Pune, Ahmedabad

Tier 1 & 2 Cities: Jaipur, Coimbatore, Madurai, Aurangabad, Bareilly, Bhopal, Surat, Agra, Lucknow, Gwalior, Jabalpur, Aligarh, Allahabad, Varanasi, Meerut, Guwahati, Ranchi, Patna, Belagavi, Mysuru, Vijayawada, Visakhapatnam, Thiruvananthapuram, Kochi, Rajkot, Nashik, Kanpur, Ludhiana, Amritsar, Dehradun, Chandigarh, Nagpur, Jamshedpur, Rohtak, Gurgaon, Rander, Faridabad, Raipur, West Godavari, Bhavnagar, Ujjain, Solapur, Kolhapur, Jamnagar, Salem, Hubli-Dharwad, Mangalore, Tiruchirappalli, Raigad, Kadapa, Chittoor, Prakasam, Nellore, Ghaziabad, Guntur, Anantapur, Gandhinagar, Kurnool, Shahdara

Interest Rates

Personal Loan Interest Rates
Business Loan Interest Rates