Access funds easily with a seamless digital process and fast approvals. Kissht offers personal loans specifically designed for individuals earning ₹28,000 salary to cover lifestyle expenses, medical emergencies, or planned purchases.
Need funds quickly without complicated documentation? A personal loan on a ₹28,000 salary from Kissht can help cover lifestyle expenses, medical emergencies, or planned purchases. Apply anytime through the easy-to-use personal loan app and enjoy quick disbursal. Kissht offers a smooth and hassle-free borrowing process tailored to your needs.
Access instant loans across all income levels.
Transparent rates with zero hidden fees.
Your trusted partner for quick and simple personal loans.
Instant approval with zero paperwork process.
Quick support for a smooth loan experience.
Get approval within minutes through the instant loan app.
Repayment plans tailored to your needs.
Upload PAN, Aadhaar, selfie. Quick and paperless.
Borrow funds conveniently without pledging collateral.
Loan amount credited directly to your bank account.
Fund your travel, health, education, and more.
Track your loan status whenever you want.
Complete your entire loan journey digitally.
Quick digital approval for your personal loan.
Choose repayment plans that suit you.
Instant funds to handle life's unexpected moments.
Hassle-free financial support.
Calculate your Personal Loan EMI with the following parameters:
| Parameter | Range | Default Value |
|---|---|---|
| Loan Amount | ₹5,000 - ₹60,00,000 | ₹10,00,000 |
| Rate of Interest | 6% - 36% per annum | 16% |
| Loan Tenure | 3 months - 72 months | - |
For a loan amount of ₹10,00,000 at 16% annual interest rate:
| Component | Amount |
|---|---|
| Principal Amount | ₹10,00,000 |
| Total Interest Charged | ₹47,182 |
| Total Repayment Amount | ₹10,47,182 |
| Monthly EMI | ₹1,74,530 |
| Interest Rate | 16% per year |
Principal Composition: 95.5% Principal, 4.5% Interest
Applicants must be Indian residents.
The eligible age range is typically 21 to 60 years.
Keep your PAN Card and Aadhaar Card ready for verification.
It may be requested for higher loan amounts, depending on your credit profile.
Open to:
Provide essential personal and contact details.
Aadhaar card along with selfie verification for identity confirmation.
PAN card of the borrower for verification purposes.
Recent payslip or bank statement, if required.
Apply through Kissht's digital platform using the personal loan app for a seamless application experience.
Track your credit score in seconds and stay one step ahead of your financial goals. Check your credit score through Kissht's platform.
You can avail a personal loan on a ₹28,000 salary immediately through a trusted lender like Kissht. Submit the online application form, complete the digital KYC process, and provide the required documents. After verification, the approved amount is disbursed straight to your bank account.
Yes, you can get a loan on a ₹28,000 salary without offering any collateral through Kissht. These unsecured loans do not require you to pledge assets like gold or property. Complete your KYC and meet the required eligibility criteria to receive funds in your account.
To apply for a loan on ₹28,000 salary, you typically need to provide:
These documents help lenders assess eligibility and speed up approval for an instant loan.
Note: The exact documentation requirements are at the sole discretion of Kissht and may vary depending on your profile and loan type.
Yes, you can apply for a personal loan with a ₹28,000 salary entirely online through Kissht. The process is digital and convenient, allowing you to complete the application quickly from anywhere without the need for offline documentation.
For a personal loan on ₹28,000 salary, lenders commonly prefer a credit score between 650 - 750 or above, as it indicates healthy credit behaviour. Lower scores may still be considered depending on your income and liabilities. A better score can improve approval chances through apps like Kissht.
| Metric | Value |
|---|---|
| App Rating | 4.8 |
| Downloads | 63M+ |
| Assets Under Management | ₹5900 Cr+ |
| Customer Base | 11M+ |
Sapno ko Kaho YES! (Say YES to your dreams!)
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Location: Mumbai, Maharashtra
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