Kissht offers personal loans for individuals earning ₹26,000 salary with flexible loan options for different financial priorities. The service provides easy application, rapid approval, and timely access to funds when required.
A personal loan on a ₹26,000 salary from Kissht helps manage medical costs, home expenses, or personal commitments without unnecessary delays. Customers can apply online anytime through the easy personal loan app and get funds fast. Kissht offers a convenient and trustworthy borrowing experience.
| Parameter | Value |
|---|---|
| Minimum Loan Amount | ₹5,000 |
| Maximum Loan Amount | ₹60,00,000 (60 Lakhs) |
| Parameter | Value |
|---|---|
| Minimum Interest Rate | 6% per annum |
| Maximum Interest Rate | 36% per annum |
| Parameter | Value |
|---|---|
| Minimum Tenure | 3 months |
| Maximum Tenure | 72 months |
Based on the calculator provided on the page:
| Component | Amount |
|---|---|
| Principal Amount | ₹10,00,000 |
| Interest Rate | 16% per year |
| Total Interest Charged | ₹47,182 |
| Total Repayment Amount | ₹10,47,182 |
| Monthly EMI | ₹1,74,530 |
| Principal Percentage | 95.5% |
| Interest Percentage | 4.5% |
| Document Category | Details |
|---|---|
| Basic Information | Provide essential personal and contact details |
| KYC Documents | Aadhaar card along with selfie verification for identity confirmation |
| PAN Card | PAN card of the borrower for verification purposes |
| Income Details | Recent payslip or bank statement, if required |
| Metric | Value |
|---|---|
| Rating | 4.8 |
| Downloads | 63M+ |
| Assets Under Management | 5900Cr+ |
| Customer Base | 11M+ |
Kissht offers credit score checking services. Check your credit score in seconds and stay one step ahead of your financial goals.
You can avail an instant personal loan on a ₹26,000 salary through a reliable lender such as Kissht. Fill out the online application form, complete your digital KYC verification, and upload the necessary documents. After approval, the loan amount is disbursed directly into your bank account.
Yes, you can get a loan on a ₹26,000 salary without offering any collateral through Kissht. These unsecured loans do not require you to pledge assets such as property or gold. Complete your KYC process and eligibility checks to get funds directly in your account.
To apply for a loan on ₹26,000 salary, you typically need to provide:
These documents help lenders assess eligibility and speed up approval for an instant loan.
Note: The exact documentation requirements are at the sole discretion of Kissht and may vary depending on your profile and loan type.
Yes, you can apply for a personal loan with a ₹26,000 salary completely online through Kissht. The process is digital and simple to follow, allowing you to apply instantly from anywhere without visiting a physical branch.
For a personal loan on ₹26,000 salary, lenders usually prefer a credit score between 650 - 750 or above, as it indicates responsible repayment behaviour. Lower scores may still be accepted depending on your income and obligations. A stronger score can improve approval chances through Kissht.