Fast access to funds for ₹25,000 salary earners. Quick funds, simple steps, and complete convenience - your loan, your way.
A personal loan on a ₹25,000 salary from Kissht can help manage education costs, home repairs, or medical bills. Apply anytime through the user-friendly personal loan app and get funds disbursed quickly. Kissht offers a seamless borrowing journey for both planned and urgent expenses.
Quick answers to all your loan queries.
Loans for all income levels.
Trusted lending with quick approvals.
Repayment plans customized to your needs.
Calculate your loan repayment amount instantly.
Clear terms with no confusion.
Upload PAN, Aadhaar, selfie. Skip the paperwork.
Digital lending made simple and easy.
Get reliable support through Kissht.
Complete your entire loan journey digitally.
Pick a repayment plan that works for you.
Instant transfer of loan funds directly to your bank account.
Instant personal loans whenever you need money.
Borrow funds conveniently without pledging collateral.
Track your loan progress in real time.
Instant loans for travel, health, or any personal need.
Get approved quickly within minutes.
Check your credit score in seconds and stay one step ahead of your financial goals.
Calculate your Personal Loan EMI with the following parameters:
| Parameter | Range | Details |
|---|---|---|
| Loan Amount | ₹5,000 - ₹60,00,000 | How much do you need? |
| Rate of Interest | 6% - 36% | Annual Interest Rate |
| Loan Tenure | 3 - 72 months | Repayment Tenure |
For a loan amount of ₹10,00,000 at 16% annual interest:
| Component | Amount |
|---|---|
| Principal Amount | ₹10,00,000 |
| Total Interest Charged | ₹47,182 |
| Total Repayment Amount | ₹10,47,182 |
| Monthly EMI | ₹1,74,530 |
| Interest Rate | 16% per year |
Principal: 95.5% | Interest: 4.5%
Applicants must be Indian residents.
The eligible age range is typically 21 to 60 years.
Keep your PAN Card and Aadhaar Card ready for verification.
It may be requested for higher loan amounts, depending on your credit profile.
Open to:
Provide essential personal and contact details.
Aadhaar card along with selfie verification for identity confirmation.
PAN card of the borrower for verification purposes.
Recent payslip or bank statement, if required.
You can avail a personal loan on a ₹25,000 salary immediately through a trusted lender like Kissht. Submit the online application form, complete the digital KYC process, and provide the required documents. After verification, the approved amount is disbursed straight to your bank account.
Yes, you can apply for a loan on a ₹25,000 salary without providing any collateral through Kissht. These unsecured loans do not require assets like gold or property. Complete your KYC process and fulfil the eligibility criteria to get funds in your bank account.
To apply for a loan on ₹25,000 salary, you typically need to provide:
These documents help lenders assess eligibility and speed up approval for an instant loan.
Note: The exact documentation requirements are at the sole discretion of Kissht and may vary depending on your profile and loan type.
Yes, you can apply for a personal loan with a ₹25,000 salary entirely online through Kissht. The process is digital and convenient, allowing you to complete the application quickly from anywhere without the need for offline documentation.
For a personal loan on ₹25,000 salary, lenders commonly prefer a credit score between 650 - 750 or above, as it indicates healthy credit behaviour. Lower scores may still be considered depending on your income and liabilities. A better score can improve approval chances through apps like Kissht.
Kissht - Sapno ko Kaho YES!
| Metric | Value |
|---|---|
| App Rating | 4.6 |
| Downloads | 63M+ |
| Assets Under Management | 5900Cr+ |
| Customer Base | 11M+ |
Email: [email protected]
Phone: 080 44745884 / 080 62816309
Location: Mumbai, Maharashtra
| Loan Amount | Available |
|---|---|
| ₹15,000 | Yes |
| ₹20,000 | Yes |
| ₹25,000 | Yes |
| ₹30,000 | Yes |
| ₹35,000 | Yes |
| ₹40,000 | Yes |
| ₹45,000 | Yes |
| ₹50,000 | Yes |
| ₹55,000 | Yes |
| ₹60,000 | Yes |
| ₹65,000 | Yes |
| ₹70,000 | Yes |
| ₹75,000 | Yes |
| ₹80,000 | Yes |
| ₹85,000 | Yes |
| ₹90,000 | Yes |
| ₹95,000 | Yes |
| ₹1,00,000 (1 Lakh) | Yes |
| ₹2,00,000 (2 Lakh) | Yes |
| ₹3,00,000 (3 Lakh) | Yes |
| ₹3,50,000 | Yes |
| ₹4,00,000 (4 Lakh) | Yes |
| ₹4,50,000 | Yes |
| ₹5,00,000 (5 Lakh) | Yes |
Personal loans available in:
Personal loans available in:
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