Personal Loan on ₹19000 Salary
Overview
Kissht offers personal loans for individuals earning ₹19,000 salary with easy borrowing solutions and a smooth application process. The service provides quick loan processing with direct fund transfers to your bank account.
Product Description
A personal loan on a ₹19,000 salary from Kissht helps manage household expenses, planned purchases, or urgent needs. The application process is simple and can be completed online anytime through the personal loan app. Kissht makes borrowing convenient and stress-free with quick fund disbursement.
Key Features and Benefits
Documentation and Process
- Minimal Documentation: Get a loan with just PAN, Aadhaar and a selfie
- Transparent Process: Clear terms with no confusion
- Transparent Costs: Clear interest rate and charges
- Digital Journey: End-to-end loan process, fully online
Speed and Convenience
- Quick Approval: Instant loan approval in just 5 minutes
- Instant Disbursal: Get your personal loan disbursed instantly
- Digital Bank Transfer: Instant funds directly to your bank account
- Easy Loan Tracking: Track your loan status whenever you want
Flexibility and Security
- Flexible Repayment: Repayment plans that fit your budget
- No Collateral Required: Get a loan without providing any collateral
- Multi-purpose Usage: Fund your travel, health, education, and more
- Trusted Loan Provider: Quick, safe loans without the stress
Support
- Quick Support: Quick support for a smooth loan experience
- Reliable Support: Trusted financial support for your borrowing needs
Loan Benefits Summary
| Benefit |
Description |
| Quick Access to Funds |
Access funds instantly when urgency strikes |
| Easy Loan Tracking |
Track your loan status whenever you want |
| Reliable Support |
Trusted financial support for your borrowing needs |
| Flexible Repayment Tenure |
Pick a repayment plan that works for you |
| Digital Journey |
End-to-end loan process, fully online |
| No Collateral Required |
Get a loan without providing any collateral |
| Digital Bank Transfer |
Instant funds directly to your bank account |
| Multi-purpose Usage |
Fund your travel, health, education, and more |
| Instant Online Approval |
Apply and get approval within minutes |
EMI Calculator
Kissht provides a Personal Loan EMI Calculator to help you plan your repayment. The calculator allows you to adjust:
- Loan Amount: Minimum ₹5,000 to Maximum ₹60,00,000
- Rate of Interest: Annual Interest Rate from 6% to 36%
- Loan Tenure: Repayment tenure from 3 months to 72 months
The calculator displays:
- Principal Amount
- Total Interest charged
- Total Repayment Amount
- Monthly EMI amount
- Visual breakdown of Principal vs Interest percentage
Example Calculation (as shown on page):
- Principal Amount: ₹10,00,000
- Total Interest charged: ₹47,182
- Total Repayment Amount: ₹10,47,182
- Monthly EMI: ₹1,74,530 @ 16% per year
- Principal: 95.5%, Interest: 4.5%
Eligibility Criteria
Basic Requirements
- Nationality: Applicants must be Indian residents
- Age Requirement: The eligible age range is typically 21 to 60 years
- Basic Documentation: Keep your PAN Card and Aadhaar Card ready for verification
- Income Proof: It may be requested for higher loan amounts, depending on your credit profile
- Applicant Profile: Open to salaried employees, self-employed individuals, small business owners, and MSME professionals
Required Documents
| Document Category |
Details |
| Basic Information |
Provide essential personal and contact details |
| KYC Documents |
Aadhaar card along with selfie verification for identity confirmation |
| PAN Card |
PAN card of the borrower for verification purposes |
| Income Details |
Recent payslip or bank statement, if required |
How to Apply
Apply online for a personal loan on ₹19,000 salary through Kissht. The application process is digital and can be completed from anywhere without lengthy offline formalities.
Credit Score Information
Kissht offers credit score checking services. You can check your credit score in seconds to stay ahead of your financial goals.
Company Information
About Kissht
Tagline: Sapno ko Kaho YES!
Key Statistics:
- App Rating: 4.8
- Downloads: 63M+
- Assets Under Management: 5900Cr+
- Customer Base: 11M+
Contact Information
- Email: [email protected]
- Phone: 080 44745884 / 080 62816309
- Location: Mumbai, Maharashtra
Products Offered
- Personal Loan
- Business Loan
- Loan Against Property
- Digital Gold
Financial Tools
- Credit Score
- Credit Pulse
Frequently Asked Questions
How to get loan on ₹19,000 salary immediately?
You can apply online for a personal loan on a ₹19,000 salary through a reliable lender such as Kissht. Fill in the application form, complete the digital KYC procedure, and upload the required documents. Once verification is successful, the loan amount is credited to your bank account.
Can I get a loan on ₹19,000 salary without any collateral?
Yes, you can get a loan on a ₹19,000 salary without providing any collateral through Kissht. These unsecured loans do not require assets such as property or gold. Simply complete your KYC and eligibility checks to receive funds directly in your bank account.
What documents are required to apply for a loan on ₹19,000 salary?
To apply for a loan on ₹19,000 salary, you typically need to provide:
- KYC documents - Aadhaar card and selfie verification
- PAN card of the borrower
- Income details such as salary slips, bank statements, or other proof of income
These documents help lenders assess eligibility and speed up approval for an instant loan.
Note: The exact documentation requirements are at the sole discretion of Kissht and may vary depending on your profile and loan type.
Can I get a personal loan on ₹19,000 salary?
Yes, you can apply for a personal loan with a ₹19,000 salary entirely online through Kissht. The application process is digital and convenient, allowing you to apply instantly from anywhere without lengthy offline formalities.
What credit score do I need for a personal loan on ₹19,000 salary?
For a personal loan on ₹19,000 salary, lenders generally look for a credit score between 650 - 750 or above to assess creditworthiness. Lower scores may still qualify depending on income stability and existing obligations. A better score can improve approval chances through Kissht.
Related Loan Products
Loan for Personal Needs
- Personal Loan for Travel
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- Personal Loan For Wedding
- Personal Loan For Education
- Personal Loan For Emergency
- Personal Loan For Salaried Employees
- Personal Loan For Self Employed
- Instant Personal Loan App
Amount-Based Personal Loans
- 15000 Instant Personal Loan
- 20000 Instant Personal Loan
- 25000 Instant Personal Loan
- 30000 Instant Personal Loan
- 35000 Instant Personal Loan
- 40000 Instant Personal Loan
- 45000 Instant Personal Loan
- 50000 Instant Personal Loan
- 55000 Instant Personal Loan
- 60000 Instant Personal Loan
- 65000 Instant Personal Loan
- 70000 Instant Personal Loan
- 75000 Instant Personal Loan
- 80000 Instant Personal Loan
- 85000 Instant Personal Loan
- 90000 Instant Personal Loan
- 95000 Instant Personal Loan
- 1 Lakh Instant Personal Loan
- 2 Lakh Instant Personal Loan
- 3 Lakh Instant Personal Loan
- 350000 Instant Personal Loan
- 4 Lakh Instant Personal Loan
- 450000 Instant Personal Loan
- 5 Lakh Instant Personal Loan
Loan EMI Calculators
- Personal Loan EMI Calculator
- Home Loan EMI Calculator
- Bike Loan EMI Calculator
- Business Loan EMI Calculator
- Car Loan EMI Calculator
- Education Loan EMI Calculator
Interest Rates
- Personal Loan Interest Rates
- Business Loan Interest Rates
Service Locations
States Served
Kissht provides personal loan services across multiple Indian states including:
Delhi, Haryana, West Bengal, Rajasthan, Telangana, Tamil Nadu, Karnataka, Gujarat, Uttar Pradesh, Maharashtra, Himachal Pradesh, Uttarakhand, Jharkhand, Goa, Punjab, Bihar, Andhra Pradesh, Madhya Pradesh, Kerala
Major Cities Served
Ahmedabad, Pune, Jaipur, Coimbatore, Bangalore, Mumbai, Chennai, Hyderabad, Madurai, Aurangabad, Bareilly, Bhopal, Surat, Agra, Lucknow, Gwalior, Jabalpur, Aligarh, Allahabad, Varanasi, Meerut, Guwahati, Ranchi, Patna, Belagavi, Mysuru, Vijayawada, Visakhapatnam, Thiruvananthapuram, Kochi, Rajkot, Nashik, Kanpur, Ludhiana, Amritsar, Dehradun, Chandigarh, Kolkata, Nagpur, Jamshedpur, Rohtak, Gurgaon, Rander, Faridabad, Raipur, West Godavari, Bhavnagar, Ujjain, Solapur, Kolhapur, Jamnagar, Salem, Hubli-Dharwad, Mangalore, Tiruchirappalli, Raigad, Kadapa, Chittoor, Prakasam, Nellore, Ghaziabad, Guntur, Anantapur, Gandhinagar, Kurnool, Shahdara
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