For everyday needs or urgent expenses, get financial support without the usual hassle. Need instant funds without complicated documentation? A personal loan on a ₹10,000 salary from Kissht can help you handle emergencies, shopping, or daily expenses with ease. Apply online anytime using the easy personal loan app and enjoy fast disbursal. Kissht makes borrowing simple, smooth, and stress-free for your financial needs.
Kissht offers multiple advantages for individuals seeking personal loans on a ₹10,000 salary:
Calculate your Personal Loan EMI based on your requirements:
| Parameter | Range | Description |
|---|---|---|
| Loan Amount | ₹5,000 - ₹60,00,000 | How much do you need? |
| Rate of Interest | 6% - 36% | Annual Interest Rate |
| Loan Tenure | 3 - 72 months | Repayment Tenure |
For a loan amount of ₹10,00,000 at 16% annual interest:
| Component | Amount |
|---|---|
| Principal Amount | ₹10,00,000 |
| Total Interest Charged | ₹47,182 |
| Total Repayment Amount | ₹10,47,182 |
| Monthly EMI | ₹1,74,530 |
| Interest Rate | 16% per year |
Breakdown: Principal 95.5% | Interest 4.5%
Track your credit score: Check your credit score in seconds and stay one step ahead of your financial goals.
To qualify for a personal loan on ₹10,000 salary, applicants must meet the following criteria:
| Criteria | Requirement |
|---|---|
| Nationality | Applicants must be Indian residents |
| Age Requirement | The eligible age range is typically 21 to 60 years |
| Basic Documentation | Keep your PAN Card and Aadhaar Card ready for verification |
| Income Proof | It may be requested for higher loan amounts, depending on your credit profile |
| Applicant Profile | Open to salaried employees, self-employed individuals, small business owners, and MSME professionals |
The application process is simple and fully digital through Kissht's platform.
Prepare the following documents for your loan application:
| Document Category | Details |
|---|---|
| Basic Information | Provide essential personal and contact details |
| KYC Documents | Aadhaar card along with selfie verification for identity confirmation |
| PAN Card | PAN card of the borrower for verification purposes |
| Income Details | Recent payslip or bank statement, if required |
You can get an instant personal loan on a ₹10,000 salary by applying online with a trusted platform such as Kissht. Complete the application process, finish digital KYC verification, and upload the required documents. Once approved, the loan amount is credited directly to your bank account.
Yes, you can get a loan on a ₹10,000 salary without offering any collateral through Kissht. These unsecured loans do not require you to pledge assets like gold or property. Complete your KYC and meet the required eligibility criteria to receive funds in your account.
To apply for a loan on ₹10,000 salary, you typically need to provide:
These documents help lenders assess eligibility and speed up approval for an instant loan.
Note: The exact documentation requirements are at the sole discretion of Kissht and may vary depending on your profile and loan type.
Yes, you can apply for a personal loan with a ₹10,000 salary online through Kissht. The application process is fully digital and easy to complete, helping you apply instantly from anywhere without lengthy paperwork or branch visits.
For a personal loan on ₹10,000 salary, lenders generally look for a credit score of around 650 - 750 or higher to assess repayment behaviour. Some applicants with lower scores may still qualify based on income and financial obligations. A higher score may improve approval chances on platforms like Kissht.
Kissht - Sapno ko Kaho YES!
| Metric | Value |
|---|---|
| App Rating | 4.6 |
| Downloads | 63M+ |
| Assets Under Management | ₹5900 Cr+ |
| Customer Base | 11M+ |
Financial Products:
Financial Tools:
| Contact Method | Details |
|---|---|
| [email protected] | |
| Phone | 080 44745884 / 080 62816309 |
| Location | Mumbai, Maharashtra |
Kissht provides personal loan services across multiple states and cities in India, including:
States: Delhi, Haryana, West Bengal, Rajasthan, Telangana, Tamil Nadu, Karnataka, Gujarat, Uttar Pradesh, Maharashtra, Himachal Pradesh, Uttarakhand, Jharkhand, Goa, Punjab, Bihar, Andhra Pradesh, Madhya Pradesh, Kerala
Major Cities: Ahmedabad, Pune, Jaipur, Coimbatore, Bangalore, Mumbai, Chennai, Hyderabad, Madurai, Aurangabad, Bareilly, Bhopal, Surat, Agra, Lucknow, Gwalior, Jabalpur, Aligarh, Allahabad, Varanasi, Meerut, Guwahati, Ranchi, Patna, Belagavi, Mysuru, Vijayawada, Visakhapatnam, Thiruvananthapuram, Kochi, Rajkot, Nashik, Kanpur, Ludhiana, Amritsar, Dehradun, Chandigarh, Kolkata, Nagpur, Jamshedpur, Rohtak, Gurgaon, Rander, Faridabad, Raipur, West Godavari, Bhavnagar, Ujjain, Solapur, Kolhapur, Jamnagar, Salem, Hubli-Dharwad, Mangalore, Tiruchirappalli, Raigad, Kadapa, Chittoor, Prakasam, Nellore, Ghaziabad, Guntur, Anantapur, Gandhinagar, Kurnool, Shahdara
Kissht offers instant personal loans for various amounts:
₹15,000 | ₹20,000 | ₹25,000 | ₹30,000 | ₹35,000 | ₹40,000 | ₹45,000 | ₹50,000 | ₹55,000 | ₹60,000 | ₹65,000 | ₹70,000 | ₹75,000 | ₹80,000 | ₹85,000 | ₹90,000 | ₹95,000 | ₹1 Lakh | ₹2 Lakh | ₹3 Lakh | ₹3.5 Lakh | ₹4 Lakh | ₹4.5 Lakh | ₹5 Lakh