Get secured and unsecured loans up to ₹5 lakhs in 5 minutes.
Pay with Ring is a financial services platform operated by OnEMI Technology Solutions Limited, offering personal loans, business loans, and personal accident insurance to customers in India. The platform provides 100% digital, paperless loan processing with instant approval and disbursal.
| Metric | Value |
|---|---|
| Total Users | 53 Million+ |
| Amount Disbursed | ₹4000 Crore+ |
| Playstore Rating | 4.6+ |
Swipe, Tap, Borrow: Your Personal Loan in Minutes
Pay with Ring provides personal loans in a quick and hassle-free process. Whether it's for a dream wedding, an emergency, or an investment, the platform's credit offerings ensure that financial demands are met.
Personal Loan for Travel
Fund your dream vacation and make unforgettable memories with travel loans. From flights to hotels and everything in between, the platform covers travel expenses so you can focus on enjoying your trip.
Personal Loan for Students
Invest in your future or your child's education with flexible education loans. Cover tuition fees, buy study materials, or enrol in special courses without financial stress.
Personal Loan for Home Renovation
Give your home a makeover without breaking the bank. Whether it's a new kitchen, a fresh coat of paint, or an extension, these loans make home improvements possible.
Personal Loan for Weddings
Make your special day even more magical with wedding loans. Plan the perfect wedding without worrying about expenses, from the venue to the honeymoon.
Business Growth with the Right Loan: Your Business Loan in Minutes
RING offers personalized business loans to help businesses soar to great heights. Taking your business to the next level involves more than just vision; it also demands adequate financial support.
Stay Safe, Stay Insured: Get up to ₹10,00,000
Protect yourself and your loved ones from life's uncertainties with personal accident insurance - covering accidental death, permanent total disability, and permanent partial disability. Get a cover of up to ₹10 lakh, powered by Aditya Birla Health Insurance.
Enjoy a simple journey: Download the app, choose your insurance plan, and secure your future in just a few easy steps.
| Feature | Description |
|---|---|
| Credit Up to Rs. 5 Lakhs | Avail of credit up to Rs. 5 lakhs with paperless KYC |
| Flexible Repayment | Choose repayment periods from 3 to 60 months |
| Instant Approval | Money transferred to your bank account in 5 minutes |
| Zero Paperwork | 100% Digital - Hassle-free process |
| No Collateral Required | Secure a loan without pledging any assets |
| Transparent Terms | Know all costs upfront with no hidden charges |
| Competitive Rates | APR ranges from 32% to 57% per annum |
| Multi-Purpose Loans | Use your loan for personal or business purposes |
Follow these simple steps to get started:
Enter your number on the RING app/website, receive an OTP, and verify.
Fill in your name, DOB, address, and employment details accurately.
Upload clear images of your PAN and Aadhaar for quick verification.
Provide your account number and IFSC for loan disbursement.
Upon approval, funds are instantly transferred to your account.
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At Pay with Ring, we believe in empowering your dreams with the financial flexibility you need. Whether it's growing your business, meeting personal milestones, or taking the next big leap in life, we've got your back. As a trusted personal loan finance company in India, we offer seamless solutions to make your ambitions a reality.
Company: OnEMI Technology Solutions Limited
Copyright: © 2025 OnEMI Technology Solutions Limited. All rights reserved.
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