Home Banner - Best perosnal loan India
Home Banner - Best perosnal loan India

Loans Made Easy

Get secured and unsecured loans up to

₹5 lakhs* in 5 minutes!
  • Personal Loans
  • Business Loans
  • Insurance
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downloads - Download RING app
53Mn+

Users

4000Cr+

Amount disbursed

4.6+

Rated on Playstore

One App, For Everything

ring for everything
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Personal Loans

Swipe, Tap, Borrow:

Your Personal Loan in Minutes

From Loan to your own - in minutes

We provides personal loans in a quick and hassle-free process. Whether it's for a dream wedding, an emergency, or an investment, our reliable credit offerings ensure that your financial demands are met.

  • Simple Online Application

    Apply for a personal loan in just a few taps—no paperwork, no hassle.

  • Quick Disbursal

    Get funds in minutes with our lightning-fast approval process.

  • Trusted Finance Partner

    As a top personal loan finance company in India, we deliver transparent, reliable support.

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Personal Accident Insurance

Stay safe, stay insured

Get up to ₹10,00,000

Uncertain Times, Our Support

Protect yourself and your loved ones from life’s uncertainties with personal accident insurance - covering accidental death, permanent total disability, and permanent partial disability. Get a cover of up to ₹10 lakh, powered by Aditya Birla Health Insurance.

Enjoy a simple journey: Download the app, choose your insurance plan, and secure your future in just a few easy steps.

  • Bigger cover

    Up to sum assured on Accidental Death

  • Start instantly

    Get covered in just 2-mins*

  • Quick and Easy Process

    Apply with ease making your insurance experience seamless and hassle-free

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Business Loans

Business Growth with the Right Loan

Your Business Loan in Minutes

Taking your business to the next level involves more than just vision; it also demands adequate financial support. RING offers personalised business loans to help you soar to great heights.

  • Unlock Business Potential

    Get the funds you need to grow your business, expand operations, or invest in new opportunities, quickly and easily.

  • Quick Verification

    Share your Udyam number to skip the line and complete your verification within a few seconds.

  • Affordable Loan Options

    Benefit from competitive rates and flexible repayment terms, ensuring you get the best personal loan solution for your business needs.

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Why Choose Us

Credit Up to Rs. 5 Lakhs

Avail of credit up to Rs. 5 lakhs with paperless KYC.

Flexible Repayment

Choose repayment periods from 3 to 60 months.

Instant Approval

Money transferred to your bank account in 5 minutes.

Zero Paperwork

100% Digital - Hassle-free process

No Collateral Required

Secure a loan without pledging any assets.

Transparent Terms

Know all costs upfront with no hidden charges.

Competitive Rates

APR ranges from 32% to 57% per annum.

Multi-Purpose Loans

Use your loan for personal or business purposes

Follow these simple steps to get started:

personal loan application

1

Verify Mobile Number

Enter your number on the RING app/website, receive an OTP, and verify.

2

Enter Basic Details

Fill in your name, DOB, address, and employment details accurately.

3

Complete Digital KYC

Upload clear images of your PAN and Aadhaar for quick verification.

4

Select Bank

Provide your account number and IFSC for loan disbursement.

5

Get your Loan

Upon approval, funds are instantly transferred to your account.

1

2

3

4

5

personal loan application

1

Verify Mobile Number

Enter your number on the RING app/website, receive an OTP, and verify.

Find the Right Personal Loan For You

Personal Loan for Travel
Personal Loan for Travel

Fund your dream vacation and make unforgettable memories with our travel loans. From flights to hotels and everything in between, we’ve got you covered so you can focus on enjoying your trip.

Personal Loan for Students
Personal Loan for Students

Invest in your future or your child's education with our flexible education loans. Cover tuition fees, buy study materials, or enrol in that special course without financial stress.

Personal Loan for Home Renovation
Personal Loan for Home Renovation

Give your home a makeover without breaking the bank. Whether it’s a new kitchen, a fresh coat of paint, or an extension, our loans make it possible.

Personal Loan for Weddings
Personal Loan for Weddings

Make your special day even more magical with our wedding loans. Plan the perfect wedding without worrying about the expenses, from the venue to the honeymoon.

Our Investors

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Got Questions? Let's get to them.

What are the minimum documents required for loan approval?

What other documents may be required basis my profile?

Is Income Proof like a Bank Statement necessary for availing loan?

Is there a requirement of security/guarantor?

More Questions
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Discover Financial Freedom with Pay with Ring

At Pay with Ring, we believe in empowering your dreams with the financial flexibility you need. Whether it’s growing your business, meeting personal milestones, or taking the next big leap in life, we’ve got your back. As a trusted personal loan finance company in India, we offer seamless solutions to make your ambitions a reality.

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