Kissht Loans is trusted by millions of users across India. Whether it's a planned milestone or an emergency, Kissht offers secured and unsecured loans to meet your unique financial needs.
At Kissht, we offer a wide range of secured & unsecured loans with quick approvals and minimal documentation, as well as secured loans like Loan Against Property (LAP) for higher amounts at competitive rates. Enjoy easy approvals, fast disbursals, and flexible repayment options tailored to your needs.
Get up to ₹5 Lakhs in 5 mins
Quick personal loans with instant approval and minimal documentation for your immediate financial needs.
Get up to ₹5 Lakhs instantly
Fast business financing solutions for entrepreneurs, small business owners, and MSMEs.
Kissht offers multiple advantages that make borrowing simple, fast, and convenient:
| Feature | Details |
|---|---|
| Flexible Repayments | Repayment tenures from 3 to 60 months |
| Instant Approvals | Quick approval process with minimal waiting time |
| Lower Interest Rates | APR ranges from 32-57% p.a |
| Quick Disbursals | Up to ₹5 Lakhs in 5 Mins |
| 100% Paperless Process | Completely digital application and approval process |
| Loan Amount | Up to ₹5 Lakhs available |
| Interest Rate | Starting from 19% per annum |
| Tenure Options | Flexible repayment periods from 3 to 60 months |
To qualify for a Kissht loan, applicants must meet the following requirements:
| Criteria | Requirement |
|---|---|
| Nationality | Indian citizen |
| Age | Between 21 and 60 years |
| Documentation | Selfie, PAN Card, and Aadhaar Card |
| Profile | Salaried, Self-Employed, Small business owners & MSMEs |
| CIBIL Score | CIBIL Score above 700 |
Here's a quick example to illustrate how loan calculations work:
| Parameter | Value |
|---|---|
| Loan Amount (Principal) | ₹1,00,000 |
| Total Interest Rate | 12% |
| Tenure | 12 months |
| EMI | ₹9,025.83 |
| Interest Rate | 15% per annum |
| APR | Start from 19% |
| Processing Fee (incl. GST) | ₹3000 (3%) |
Disclaimer: The above calculation provides an estimated value. Please consult your lender for accurate details.
Kissht partners with trusted industry leaders to ensure a seamless, transparent, and accessible borrowing experience.
Anjali M
"I needed money urgently and was worried about long processes, but Kissht made it so simple. I applied, and within no time, I got the money I needed."
Amit K
"I always thought getting a loan would be difficult because I don't understand big bank rules, but Kissht made everything so simple. I applied easily and got my loan instantly. The convenience in applying just makes the experience better."
Hitesh
"Before my salary came, I had a sudden expense and didn't know what to do. Kissht helped me get the money quickly without any long forms or complications."
Nikhil
"Everywhere else, I had to submit too many papers and visit offices, but with Kissht, I got my loan without running around. It was quick, simple, and stress-free."
Kissht is a leading digital lending platform offering both secured and unsecured loans with instant approvals and flexible repayment options. Expanding beyond unsecured credit, we also provide secured loans, including loans against property, to cater to a wider range of financial needs.
By partnering with trusted industry leaders, we ensure a seamless, transparent, and accessible borrowing experience, empowering millions of customers with hassle-free credit solutions.
Kissht - Sapno ko Kaho YES! (Say YES to your dreams!)