Kissht Loans.
Trusted by Millions.
Whether it's a planned milestone or an emergency, we offer secured and unsecured loans to meet your unique financial needs.
53M+
Users
4.6 ★
Rated on Playstore
OurProducts
Loans
At Kissht, we offer a wide range secured & unsecured loans with quick approvals and minimal documentation, as well as secured loans like Loan Against Property (LAP) for higher amounts at competitive rates. Enjoy easy approvals, fast disbursals, and flexible repayment options tailored to your needs.
Why ChooseKissht?
Flexible
Repayments
Instant
Approvals
Lower Interest
Rates
Quick
Disbursals
100% Paperless
Process
Up to
₹5 Lakhs in 5 Mins
APR ranges
from 32-57% p.a
Repayment tenures
from 3 to 60 months
Flexible
Repayments
Instant
Approvals
Lower Interest
Rates
Quick
Disbursals
100% Paperless
Process
Up to
₹5 Lakhs in 5 Mins
APR ranges
from 32-57% p.a
Repayment tenures
from 3 to 60 months
EligibilityCriteria
Nationality
Indian
citizen
Age
Between 21 and
60 years.
Documentation
Selfie, PAN Card, and Aadhaar Card.
Profile
Salaried, Self-Employed, Small business owners & MSMEs.
CIBIL Score
CIBIL Score above 700
Nationality
Indian
citizen
Age
Between 21 and
60 years.
Documentation
Selfie, PAN Card, and Aadhaar Card.
Profile
Salaried, Self-Employed, Small business owners & MSMEs.
CIBIL Score
CIBIL Score above 700
Here’s a quick example to illustrate:
Loan Amount (Principal): ₹1,00,000
Total Interest Rate: 12%
Tenure: 12 months
EMI: ₹9,025.83
Interest Rate: 15% per annum
APR: Start from 19%
Processing Fee (incl. GST): ₹3000 (3%)
Disclaimer -
The above calculation provides an estimated value. Please consult your lender for accurate details.
FinancingPartners
OurHappy Customers
"I needed money urgently and was worried about long processes, but Kissht made it so simple. I applied, and within no time, I got the money I needed."
Anjali M
"I always thought getting a loan would be difficult because I don’t understand big bank rules, but Kissht made everything so simple. I applied easily and got my loan instantly. The convenience in applying just makes the experience better"
Amit K
"Before my salary came, I had a sudden expense and didn’t know what to do. Kissht helped me get the money quickly without any long forms or complications."
Hitesh
"Everywhere else, I had to submit too many papers and visit offices, but with Kissht, I got my loan without running around. It was quick, simple, and stress-free."
Nikhil
"I needed money urgently and was worried about long processes, but Kissht made it so simple. I applied, and within no time, I got the money I needed."
Anjali M
"I always thought getting a loan would be difficult because I don’t understand big bank rules, but Kissht made everything so simple. I applied easily and got my loan instantly. The convenience in applying just makes the experience better"
Amit K
"Before my salary came, I had a sudden expense and didn’t know what to do. Kissht helped me get the money quickly without any long forms or complications."
Hitesh
"Everywhere else, I had to submit too many papers and visit offices, but with Kissht, I got my loan without running around. It was quick, simple, and stress-free."
Nikhil
AboutKissht
Kissht is a leading digital lending platform offering both secured and unsecured loans with instant approvals and flexible repayment options. Expanding beyond unsecured credit, we also provide secured loans, including loans against property, to cater to a wider range of financial needs. By partnering with trusted industry leaders, we ensure a seamless, transparent, and accessible borrowing experience, empowering millions of customers with hassle-free credit solutions