Credit Pulse

I/We hereby consent to subscribe to OnEMI’s Credit Pulse Program. I/We authorize Si Creva to act as a facilitator to obtain credit information from Credit Information Companies (CICs) and share the required information to OnEMI for the purpose of providing value-added services under the Credit Pulse Program. I/We agree to the Terms and Conditions of the Credit Pulse program.

Terms and Conditions – Credit Pulse Program

As part of the Credit Pulse program, OnEmi will provide a summary of my credit profile, which may include the following details:

• • Repayment Track
• • Credit Utilisation
• • Credit Age
• • New Credit Accounts (if any)
• • Credit Mix

In addition to the credit summary, the program offers a Score Simulation feature that enables users to project their potential credit bureau scores.

The simulation includes the following 4 scenarios, with a maximum of 10 iterations allowed:

• • Get a New Loan
• • Missed an EMI
• • Paid Your Bills in Advance
• • Cleared All Your Dues