PM Surya Ghar Scheme: Apply Online, Eligibility & Subsidy Benefits

Rising electricity bills and frequent power demand have pushed many households to look for long-term solutions that reduce monthly expenses. One such solution is rooftop solar, and the PM Surya Ghar Scheme has emerged as a major step in that direction. This central government initiative supports households in installing solar panels by offering attractive subsidies and monthly electricity benefits.

Officially launched as PM Surya Ghar Muft Bijli Yojana, this government solar panel scheme aims to make solar energy accessible to residential users, especially poor and middle income families. With a structured online application process and direct subsidy transfer, the scheme simplifies solar adoption across India.

This article explains the PM Surya Ghar Scheme details, including eligibility, subsidy structure, application steps, and key benefits, in a clear and easy-to-understand manner.

What Is the PM Surya Ghar Scheme?

The PM Surya Ghar Scheme is a rooftop solar initiative that allows households to generate their own electricity. Under the scheme, eligible families can receive up to 300 units of electricity each month for free, depending on the installed solar capacity.

The scheme also provides financial assistance in the form of installation subsidies, making it one of the most impactful government schemes for installing solar panels in recent years.

Key Highlights of PM Surya Ghar Scheme

• Subsidy support up to ₹78,000 for rooftop solar installation
• Direct subsidy transfer to the beneficiary bank account
• Online application through the official portal
 • Reduced electricity bills with up to 300 free units per month
 • Nationwide coverage for residential households
 • Toll free helpline support available

This PM solar panel scheme encourages energy independence while reducing long-term household expenses.

PM Surya Ghar Scheme Overview

Particulars	Details
Scheme Name	PM Surya Ghar Muft Bijli Yojana
Launch Year	2024
Beneficiaries	Residential households in India
Maximum Subsidy	₹78,000
Electricity Benefit	Up to 300 units per month
Application Mode	Online
Helpline Number	15555

Objectives of PM Surya Ghar Muft Bijli Yojana

The government solar scheme has been designed with multiple long-term goals.

• Reduce monthly electricity costs for households
• Promote rooftop solar installation across one crore homes
• Decrease dependence on conventional energy sources
• Support clean and renewable energy usage
• Reduce the electricity subsidy burden on the government

Through this PM solar rooftop yojana, households become both consumers and producers of electricity.

PM Surya Ghar Scheme Subsidy Structure

Under the scheme, subsidies are determined according to the installed capacity of the solar system on the rooftop.

Subsidy Rates

• Up to 2 kW system: ₹30,000 per kW
• Additional capacity from 2 kW to 3 kW: ₹18,000 per kW
• Maximum subsidy capped at ₹78,000

The subsidy is deposited directly to the bank account of the beneficiary after installation and DISCOM approval.

Recommended Solar Capacity Based on Usage

Monthly Electricity Consumption	Solar Plant Capacity	Subsidy Amount
Up to 150 units	1 to 2 kW	₹30,000 to ₹60,000
150 to 300 units	2 to 3 kW	₹60,000 to ₹78,000
Above 300 units	Above 3 kW	₹78,000

This structured approach ensures fair subsidy allocation under the scheme.

Eligibility Requirements for PM Surya Ghar Scheme

To apply for the scheme, applicants must meet the following conditions.

• Must be a resident of India
• Should belong to a poor or middle-income household
• Must own a residential house with suitable rooftop space
• Should have a valid electricity connection
• Must not have availed any previous solar subsidy

Meeting these requirements makes applicants eligible for the benefits under this scheme.

How the Solar Rooftop Installation Works

Rooftop solar panels are installed on residential roofs and connected to the grid. Through net metering, surplus electricity generated by the panels is fed back to the grid, reducing overall electricity bills.

This setup allows households to balance electricity usage while benefiting from renewable energy generation under the scheme.

How to Apply for the Scheme Online

The application process is fully online and user-friendly.

Step-by-Step Application Process

Step 1
Visit the official PM Surya Ghar portal.

Step 2
Select the Consumer option and click on Apply Now.

Step 3
Enter your mobile number, captcha, and verify using OTP.

Step 4
Log in and fill in personal details such as name, address, state, district, and PIN code.

Step 5
Choose whether a registered vendor will assist or apply directly for rooftop solar.

Step 6
Submit the application and wait for feasibility approval from DISCOM.

Step 7
Select a registered vendor and submit bank details for subsidy transfer.

Step 8
After installation, DISCOM conducts inspection and approves the setup.

Step 9
The subsidy amount is deposited to the bank account within 30 working days.

This streamlined process ensures transparency in the PM Surya Ghar Scheme.

Documents Required for PM Surya Ghar Scheme

Applicants need the following documents.

• Proof of identity
• Proof of address
• Latest electricity bill
• Roof ownership document
• Bank account details

Having documents ready helps avoid delays during application and verification.

Planning Solar Installation Costs and Financing

While subsidies cover a significant portion, households may still need to manage the remaining installation cost. Some families plan this expense alongside other financial commitments.

In such cases, people may use a loan EMI calculator to understand monthly repayment obligations before proceeding. A short-term instant personal loan through an instant loan app can sometimes help manage upfront costs without disturbing long-term savings. Platforms offering a loan from Kissht are often considered by users looking for flexible repayment options, provided the loan is planned responsibly and aligned with household income.

PM Surya Ghar Scheme Customer Support

For queries related to application, installation, or subsidy, the scheme provides a dedicated helpline.

• Toll free helpline number: 15555

Applicants can use this support for guidance throughout the process.

Final Word

The PM Surya Ghar Scheme is a practical and forward-looking initiative that helps Indian households adopt solar energy with financial support. By offering direct subsidies, reduced electricity bills, and a transparent online process, the scheme makes rooftop solar both affordable and accessible. For families planning long-term savings and energy independence, this government solar scheme presents a strong opportunity worth exploring.

FAQs

Q1. How much subsidy is available under the PM Surya Ghar Scheme?

Subsidy ranges from ₹30,000 to ₹78,000 based on installed capacity.

Q2. Who can apply for the PM solar panel scheme?

Residential households with valid electricity connections and suitable rooftops are eligible.

Q3. Is the application process completely online?

Yes, the entire application and tracking process is online.

Q4. How long does the subsidy transfer take?

Subsidy is usually transferred within 30 working days after DISCOM approval.