Top 10 Best Cars Below ₹10 Lakhs in India 2026

Buying a car under ₹10 lakhs has become far more exciting in 2026. Buyers now have access to safer platforms, better mileage, improved infotainment, and multiple fuel options, including petrol, CNG, and compact SUVs. Whether the priority is daily city driving, family comfort, or fuel efficiency, there are strong choices available across segments.
Before exploring each model in detail, the table below offers a quick snapshot of the top cars under ₹10 lakh in India to help shortlist options easily.
Quick Comparison: Best Cars Under ₹10 Lakhs in India (2026)
| Car Model | Body Type | Fuel Options | Mileage (Approx.) | Ex-Showroom Price |
|---|---|---|---|---|
| Maruti Suzuki Baleno | Hatchback | Petrol | 22 km/l | ₹6.70–₹9.90 lakh |
| Tata Punch | Compact SUV | Petrol | 20 km/l | ₹6.00–₹9.50 lakh |
| Hyundai Exter | Compact SUV | Petrol | 19 km/l | ₹6.20–₹9.80 lakh |
| Maruti Suzuki Brezza | SUV | Petrol | 20 km/l | ₹8.30–₹9.99 lakh |
| Tata Altroz | Hatchback | Petrol, CNG | 23 km/l | ₹6.60–₹9.90 lakh |
| Hyundai Aura | Sedan | Petrol, CNG | 20 km/l | ₹6.50–₹9.60 lakh |
| Honda Amaze | Sedan | Petrol | 18 km/l | ₹7.20–₹9.96 lakh |
| Nissan Magnite | Compact SUV | Petrol | 20 km/l | ₹6.00–₹9.90 lakh |
| Renault Kiger | Compact SUV | Petrol | 20 km/l | ₹6.00–₹9.80 lakh |
| Maruti Suzuki Dzire | Sedan | Petrol, CNG | 23 km/l | ₹6.60–₹9.70 lakh |
Prices may vary based on city and variant.
Best Cars Below ₹10 Lakhs in India: Detailed Overview
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Maruti Suzuki Baleno
A strong option for buyers focused on comfort and mileage, the Baleno continues to be one of the best mileage cars under ₹10 lakh. It offers a smooth engine, spacious cabin, and reliable resale value.
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Tata Punch
For those looking at a compact SUV under ₹10 lakhs with strong build quality, the Punch stands out. Its high ground clearance and solid safety rating make it suitable for Indian road conditions.
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Hyundai Exter
Designed for urban buyers, the Exter blends SUV-inspired styling with compact dimensions. It suits first-time car buyers looking for feature-rich SUVs under ₹10 lakhs.
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Maruti Suzuki Brezza
Among the best SUVs under ₹10 lakh, the Brezza is known for reliability, balanced performance, and good service reach. It works well as a family car with occasional highway use.
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Tata Altroz
For buyers prioritising safety, the Altroz remains one of the best cars under ₹10 lakhs with a strong safety rating. It also offers a CNG option for running cost savings.
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Hyundai Aura
If a compact sedan is the preference, the Aura offers comfortable seating and smooth city drivability. It is a practical choice among sedan cars under ₹10 lakhs.
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Honda Amaze
The Amaze continues to be a dependable sedan with refined ride quality. It suits buyers who want long-term ownership and easy maintenance.
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Nissan Magnite
The Magnite offers excellent value pricing and SUV styling. It is often considered one of the best cars under ₹10 lakh in India for budget-conscious SUV buyers.
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Renault Kiger
Sharing its platform with the Magnite, the Kiger focuses on ride comfort and space. It fits well for buyers exploring top cars under ₹10 lakh in India in the SUV segment.
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Maruti Suzuki Dzire
For those seeking sedan cars under ₹10 lakhs with high fuel efficiency, the Dzire remains a reliable option, especially for daily commuting.
Financing a Car Under ₹10 Lakhs
Many buyers prefer financing instead of paying the full amount upfront. A personal loan can be useful when quick approval and minimal documentation are important.
Digital options like an online loan app or personal loan app simplify the process by offering faster approvals and flexible tenures. Platforms such as Kissht are often explored by buyers who want quick access to funds without long bank processes, making car ownership easier to plan.
Which Type of Car Should You Choose?
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SUV under ₹10 lakhs: Better ground clearance and road presence
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Sedan under ₹10 lakhs: Comfortable ride and boot space
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CNG cars under ₹10 lakhs: Lower running costs
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Best mileage cars under ₹10 lakh: Ideal for daily city use
The right choice depends on usage, fuel preference, and long-term cost planning.
Finding the Best Car Under ₹10 Lakhs for Your Needs
Choosing the right car under ₹10 lakhs in 2026 is no longer about settling for fewer features or compromises. With improved safety ratings, better mileage, smarter interiors, and multiple fuel options like petrol, CNG, and hybrid-ready variants, today’s budget-friendly cars offer real value for everyday use. Whether the priority is city driving, family comfort, long highway trips, or fuel efficiency, there are strong options available across hatchbacks, sedans, and compact SUVs.
FAQs
Q1. Which is the best car below ₹10 lakhs in India in 2026?
The best option depends on needs. For mileage, Maruti Baleno and Dzire perform well. For SUVs, Tata Punch and Maruti Brezza are popular.
Q2. Are there good SUV cars under ₹10 lakhs?
Yes. Compact SUVs like Tata Punch, Hyundai Exter, Nissan Magnite, and Renault Kiger offer strong value under ₹10 lakhs.
Q3. What is the best sedan under ₹10 lakh?
Honda Amaze and Maruti Dzire are among the best sedan cars under ₹10 lakhs for comfort and reliability.
Q4. Can a personal loan be used to buy a car?
Yes. Many buyers use a personal loan for car purchases, especially when flexibility and quick approval are important.

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